Rating based on 38 reviews

Peachy Loans

Updated
  • Short-term loans up to £700
  • Low-interest starting from 1255%
  • Repayment up to 12 months
Peachy Loans homepage
Author Peachy Loans. Screenshot of Peachy Loans website.
[Accessed May 16, 2023]

About Peachy Loans

Peachy Loans offers value for money short-term loans and with their integrity and honesty, they continuously grow and maintain strong relationships with their customers.

To achieve this, they aim to exceed all expectations and consistently conduct good business discreetly and confidentially.

The best loans from a company that cares

They show enthusiasm in everything they do and employ highly skilled and qualified staff, who are always on hand to guide you through the short-term loan application, approval, and advancement.

Innovation & dynamic solutions for short-term 

They understand that circumstances are sometimes difficult and that a complex financial situation usually has a limited number of solutions. They have always maintained a dynamic approach to every situation and seek to understand and customize their approach to provide short-term loans with a solution.

Solutions for a complex short-term loan industry

They're committed to bringing simplicity to the complex financial world by bringing you the best short-term loans that are easy to understand, apply for and repay. Simplicity rules how they talk to their customers, design their solutions, innovate and even, how they bring their short-term loan services to market.

Peachy Loans understand their customers

They understand their client base and use this knowledge to bring them short-term loan products that truly meet all of their needs. That’s why, when you apply with them, they respond quicker than any other service provider and with the professional courtesy and efficiency they've become so well known for.

Peachy Loans Services

Short-term loans – or rather, payday loans – have become exceedingly popular in the UK with borrowers searching for a simple and quick way to get money to cover cash flow shortages.

With Peachy.co.uk, people searching for short-term loans in the UK now have a legitimate, trusted lender to help them with their short-term loan credit needs.

They don't base loan approvals on credit scores

As the name suggests, short-term loans are typically smaller sums that people can get and repay in shorter periods. Short-term loan suppliers in the UK have less stringent application requirements, so many people favour them to the typical bank loan, where eligibility is almost entirely based on the applicant’s credit score.

They strive to achieve balance in the market

At Peachy.co.uk they value their customers, communities, and stakeholders and strive to build relationships based on trust and a profound understanding of what is important to them.

They recognize that their customers come to them for short-term loans because of the sheer speed and ease with which they approve and advance short-term loans. They strive to continuously improve on these aspects even when it seems impossible.

The UK's leading short-term loan online lender

  • Quick short-term loan approvals
  • Easy short-term loan online application
  • Affordable short-term loans
  • Flexible loan amounts and loan terms

They offer quick and easy short-term loans online - forget queues and paperwork, they're an online lender that puts the cash in your pocket within minutes.

Peachy Loans – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 1255%
  • Loan Amount up to £700
  • Repayment 2 months to 12 months

Benefits of Peachy Loans

  • Quick loan approvals
  • Affordable loans 
  • Flexible loan amounts and loan terms
  • A quick and easy online loan application

Short-term loan calculator

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The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Get a short term loan from Peachy.co.uk, apply online

Peachy.co.uk is a direct lender that offers customers highly flexible short-term loans when they need them most.

You can apply for a short-term loan with Peachy.co.uk for any amount between £50 and £700 and repay it in more than one installment. That’s right, unlike the scores of other short-term loan UK providers, they offer you the option of repaying the loan in anything from 2 weeks to 12 months. This means you can take your time to repay and therefore, not put any unnecessary strain on your next paycheck.

Qualify for a short-term loan with Peachy

Their application is simple and they won’t request more information than necessary.

  • if you are older than 18,
  • have no CCJ’s, IVA’s,
  • are UK residents
  • with a monthly income of £600 or more
  • and an active bank account,

then you qualify for a short-term loan at Peachy.co.uk.

Before applying for credit, they suggest that you visit their website and use their short-term loan calculator to determine how much you want to borrow and for how long.

Facts before taking out a short-term loan at Peachy.co.uk

When selecting the short-term loan amount and the number of installments you wish to make to repay the loan, you should carefully consider your budget.

If you repay the short-term loan in one single lump sum you may be able to save money as you will not be charged any further interest, however, many times it’s much more convenient and budget-friendly to make more than one installment to repay your short-term loan.

Why you should choose Peachy.co.uk to get a short-term loan

  • Existing customers can get a short-term loan of between £50 and £700.
  • New customers can get a short-term loan of between £50 and £500.
  • Get the money deposited into your account within an hour.
  • Repay the loan in installments that work with your budget.
  • Apply for a short-term loan online and get approved in minutes.
  • At Peachy.co.uk they have no hidden fees, just pay what you owe.
  • They are a direct lender, not a broker.
  • Representative 1255.66% APR.
  • Daily interest rate capped at 0.8%.
  • You will never pay back in interest more than you originally borrowed.
man holding thumbs up

Peachy Loans is a trusted & reliable provider of short-term loans

In our review, Peachy Loans adheres to the compliance criteria in accordance with the Consumer Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Peachy Loans is a registered credit provider in UK: FCA number 674331

Customer Reviews & Testimonials

May 2021

Easy repayments that suit my pocket with the loan amount that I needed, no hassle with boring paperwork for a short-term loan.

Owen I
— East Riding —

October 2021

Thank you Peachy for helping me with my first short-term loan, could not believe how easy it was to get the loan.

Payne H
— Leeds —

October 2021

This was the best loan application experience I ever had, got the loan so fast with no trouble at all. I will recommend them to all.

Patel A
— London —

Peachy Loans Contact

Physical Address

Opening Hours

  • Monday 08:00 – 20:00
  • Tuesday 08:00 – 20:00
  • Wednesday 08:00 – 20:00
  • Thursday 08:00 – 20:00
  • Friday 08:00 – 20:00
  • Saturday 10:00 – 18:00
  • Sunday 10:00 – 18:00