Rating based on 47 reviews

Moneyboat

Updated
  • Short-term loans up to £1,500
  • Low-interest starting from 255.5%
  • Repayment up to 6 instalments

In-page navigation


Moneyboat homepage
Author Moneyboat. Screenshot of Moneyboat website.
[Accessed May 16, 2023]

About Moneyboat

Moneyboat can provide you with an answer with the best short-term loans that will suit your needs.

They are not a broker like most lenders in the UK, they are direct lender that handles your short-term loan application directly.

The direct lender with the best short-term loans

Being a direct lender helps clients to manage and apply directly with them with no middlemen involved, removing the need for unnecessary procedures to follow with credit intermediaries that slow down the process and add extra fees to your short-term loan application.

With over 10,000 happy clients that they have helped with short-term loans, keeping them afloat is proof of the trust they have earned in the UK market.

Your authorized lender for loans online

Moneyboat provides the best short-term loans in the UK for you and is regulated by the FCA, authorized, and approved to protect you. Get an affordable short-term loan from a trusted lender. Your privacy will be respected with valued secure and safe transactions through a fully encrypted system to protect sensitive information and data.

The widest range of short-term loans 

Offering a range of short-term loans with affordable options ranging from £200 to £1,500 and keeping you afloat in the times when you need a little more to stay financially sound.

Moneyboat’s short-term loans come at the lowest possible interest rate, compared to most other UK lenders in the regulated financial market. Backed with the promise of no added or hidden fees.

Moneyboat Services

Moneyboat designed the best short-term loans to provide rapid approvals to clear your debts and with an interest rate of 0.7% per day, you can choose repayment schedules ranging from 1 to 6 installments for loans between £200 and £1500.

First-time customers can borrow up to £800 and if you are a returning customer up to £1500 giving you the short-term loan to help manage your financial needs with flexibility and ease.

Moneyboat provides their short-term loans directly to make your application process easy and straightforward. You will also enjoy fast approvals within 15 minutes and normally the funds will be released into your account within 24 hours. Giving you access to money when you need it most.

Loans to tide you to the next payday

When you need cash for just a short period to cover unexpected money shortfalls. Don’t worry Moneyboat got your back. You can pay back your loan without penalties when you are able to do so sooner, they will assess your financial situation and approve an amount accordingly.

With their responsible lending criteria, you won’t get caught in a money trap that you can’t afford and resulting in a bad credit history just because you needed some cash to get through your money emergency.

Flexible short-term loans

Moneyboat also offers installment loans when you don’t want a normal payday loan. Enjoy more manageable installments that you can repay within 2 to 6 installments from as early as 5 days after you took out your installment loan.

Moneyboat – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 255.5%
  • Loan Amount up to £1,500
  • Repayment 2 instalments to 6 instalments

Benefits of Moneyboat

  • A direct lender
  • No hidden fees
  • A safe and secure lending service

Short-term loan calculator

£
The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Applying for a cash loan on MoneyBoat.co.uk is quick & easy

Moneyboat has one of the easiest application processes for short-term loans in the UK.

Short term loan lending requirements:

  • You have to be employed part-time or full.
  • You must be a holder of a UK bank account and have a Debit Card.
  • 18 years and over.
  • Earn a minimum net pay of £1000 per month.

If you meet the requirements, you can simply click on the Apply Now button and enter the details required:

  • Personal details

Name, surname, and date of birth your contact information and the reason for the short-term loan, your residential status, and the loan amount you require with the preferred installments period.

  • Your monthly expense

Your rental amount per month and credit cards and loan amounts, your expenses on food and normal bills and utilities, your marital status, and the number of dependents.

  • Employment details

Type of employment with your job title and the company you work for, employment period with your employment status, and your net monthly income.

  • The final two questions

Payday frequency details that include your next two payday dates. Bank details to verify before your loan can be approved.

Get the money you need today

You can receive your approved loan and payment within 24 hours, they will send you an email containing the loan agreement within 15 minutes, and if you are happy to accept, sign and send it back.

With Moneyboat being a Direct Lender, they can help you fast, you could not ask for a faster short-term loan application in the UK.

The benefits of choosing Moneyboat 

  • No middle man involved for short-term loans
  • The lowest interest rates
  • The responsible lender you can trust
  • Short-term loans that suit you personally
  • Emergency solutions for everyone
  • No Hidden Fees in small print
man holding thumbs up

Moneyboat is a trusted & reliable provider of short-term loans

In our review, Moneyboat adheres to the compliance criteria in accordance with the Consumer Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Moneyboat is a registered credit provider in UK: FCA number 674154

Customer Reviews & Testimonials

September 2021

Paid back my loan faster with no penalties or added fees, I will definitely make use of your services in the future again.

Abbot A
— Lancaster —

August 2021

Easy application and very helpful team from Moneyboat, the loan can help me to fix my home after some water problems.

Taylor D
— Sheffield —

September 2021

They provided me with a short-term loan that I needed and I can pay it back in just 4 instalments, which is convenient.

Pearson J
— Portsmouth —

Moneyboat Contact

Contact Number

E-Mail

  • not available

Website

Physical Address


Postal Address

  • 3 - 7 Sunny Place, London, NW4 1RS

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed