Rating based on 32 reviews

Freedom Finance

Updated
  • Short-term loans up to £25,000
  • Low-interest starting from 2.9%
  • Repayment up to 7 years

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Freedom Finance homepage
Author Freedom Finance. Screenshot of Freedom Finance website.
[Accessed May 16, 2023]

About Freedom Finance

If you need cash immediately, but you don’t want to make a rushed financial decision that will land you in piles of debt, Freedom Finance has your back.

Freedom Finance is one of the UK's most trusted, innovative, and popular short-term loan online brokers. They can assist you with the best short-term loan deals in the market, within minutes.

Applying with them can save you a lot of time and it can avoid damaging your credit score as well. Enjoy conveniently finding all the best short-term loan quotes in one place without any hassle.

Obtain the best short-term loan quotes 

Most credit brokers offer quotes from a very narrow range of lenders. This restricts your ability to find short-term loans with competitive interest rates and terms. Freedom Finance is different. Their panel of lenders is amongst the most competitive in the UK and is ranging from big mainstream banks to small online short-term loan providers.

Get several comparative quotes 

Applying for a short-term loan directly with a lender means you'll have to fill out their respective application form and that they will run a credit check on you - before you even know if you'll be approved. With Freedom Finance you can enjoy a short-term loan quotation that will not affect your credit score at all as they will only do a soft search.

Freedom Finance Services

Access the best short-term loan rates in the country with the UK's leading loan broker.

They have a diverse panel of big and small lenders including banks like Sainsbury's Bank or popular online lenders like Zopa and Avant. Freedom Finance has the contacts to get you the short-term loan you need at the very best rates.

Short-term loans for you

Are you in need of a little cash over a short period to help you out with bills, a trip, an event, or expenses? Freedom Finance works with the most competitive short-term loan lenders and can help you to access the best short-term loan that can be paid off easily.

You can borrow between £500 and £25,000 or even more in certain situations. You can also enjoy flexible repayment terms over 12 months to a maximum of 7 years. Contact them today to find out what you qualify for.

You can access secured or unsecured loans

If you ask Freedom Finance for help, you can rest assured that they will assist you to find the most affordable tailored short-term loan you need. An unsecured short-term loan is usually quicker while getting a secured short-term loan can be cheaper and easier to access.

For instance, if you want to provide a valued asset like your home to secure your short-term loan, you might be able to qualify for a higher amount at a lower rate.

Freedom Finance – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 2.9%
  • Loan Amount up to £25,000
  • Repayment 1 years to 7 years

Benefits of Freedom Finance

  • Tailored loan quotes
  • Get a loan decision in minutes
  • Unsecured loan options

Short-term loan calculator

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The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Find a perfect loan by applying at Freedom Finance

Get the best value for money short-term loan you deserve with a company that has years of experience in the industry.

Steps to apply:

Step 1:

By selecting the short-term loan amount you need as well as your desired repayment term you will be directed to an application form. Here you will be required to disclose your employment status, income expenses, who you are, where you live, the purpose for the loan, etc. This can be done in about 5 minutes.

Step 2:

Based on your profile and short-term loan requirements they will find you the most suitable short-term loan quotes, so you can compare and choose the very best for you. Remember that your application with them will have no impact on your credit score and it is completely free.

Step 3: 

Once you have found and applied for the most beneficial short-term loan for you, you will usually be able to access the cash you need in just a few hours depending on your chosen lender and loan amount.

Short-term loan requirements

  • The minimum application age is 18.
  • Be able to provide proof of address.
  • Be able to afford a monthly repayment amount.
  • Able to confirm the reason for your short-term loan
  • Details of your employment status as well as your income.
  • Bank statements and expenses.
  • Information regarding any other loan commitments.
  • Details of assets if you are applying for a secured short-term loan.

The best short-term loan options are just a click away

Are you having a cash shortage? There is absolutely no reason for you to suffer unnecessary financial stress when you can access the easiest, most accessible, and affordable short-term loans in the UK through Freedom Finance. You can apply in a few minutes online or you can call and speak to them directly for assistance. Get the cash you need today.

Benefits of short-term loans 

  • You can utilize a fast, reliable comparison site that will help you find the most competitive short-term loan quotes in the market.
  • Their service is completely free.
  • You don’t have to damage your credit score to get a few comparative quotes.
  • An expert team that is always ready to advise or assist when you need them.
  • 100% online tailored short-term loans.
  • It is quick and easy to apply.
  • Access to 40 top lenders in the UK.
man holding thumbs up

Freedom Finance is a trusted & reliable provider of short-term loans

In our review, Freedom Finance adheres to the compliance criteria in accordance with the Consumer Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Freedom Finance is a registered credit provider in UK: FCA number 662079

Customer Reviews & Testimonials

October 2021

They deliver great service and good financial advice. Freedom Finance is the best when it comes to finding the best.

Evans R
— Bristol —

July 2021

Instead of wasting time and comparing quotes with multiple companies to see who is going to give me the best offer, I was able to get it all in one place without damaging my credit score.

Wilson J
— Glasgow —

October 2021

It is so easy and convenient to just simply fill in a form and submit for a bunch of greatly competitive short-term loans. Thank you, Freedom Finance, for helping me find the best rates.

Brown I
— London —

Freedom Finance Contact

Physical Address


Postal Address

  • Atlantic House, Atlas Business Park, Manchester, M22 5PR, Simonsway

Opening Hours

  • Monday 08:30 – 20:00
  • Tuesday 08:30 – 20:00
  • Wednesday 09:30 – 19:00
  • Thursday 09:30 – 19:00
  • Friday 09:30 – 16:00
  • Saturday – Closed
  • Sunday – Closed