Rating based on 25 reviews

Barclays Personal Loan

Updated
  • Personal loans up to £15,000
  • Low-interest starting from 33%
  • Repayment up to 72 months

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Barclays homepage
Author Barclays. Screenshot of Barclays website.
[Accessed May 16, 2023]

About Barclays

You can trust Barclays to help you out of your financial difficulty.

They have been providing a financial solution in the UK for many years and have acquired a lot of experience which they put to good use to benefit their customers.

Registered to provide financial solutions

Barclays is one of the biggest lending outlets in the UK. They have been approved to work in the financial industry by the Prudential Regulation Authority as well as regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Prioritizing their customers

Barclays takes all their customers seriously. With every decision they make, they always ensure that it will benefit their customers more than themselves. Barclays always looks for ways to improve their services to allow their clients the best experience they can find.

They make sure that no hidden costs are involved or any extra charges. When you need to inquire about your personal loan or rather changes that can be made, they will discuss it with you to reach an agreement.

Determined to provide loans of convenience

At Barclays, they are aware that lenders should always act fairly. They provide all the information about their products and services to make them simple and understandable. Barclays is always keen to lend a helping hand when you find it difficult to get through financially. They are determined to be fair and reasonable.

Barclays Services

Barclays offer loans that are easy to access and services with no paperwork.

If you are already Barclay's member you get the opportunity to review your personalized loan rate without impacting your credit score.

A personal loan from Barclays

A personal loan is an amount you borrow from a lender to take control of your expenditures. With a Barclays personal loan, you can lend any amount from £7,500 to £15,000. The loan is supported by a 5.5% APR Representative which can be repaid over 2-5 years.

Benefits of a Barclays loan 

  • You can see your rates: Barclays give their clients personalized price quotes upfront. You’ll be able to see the rate you will get, and the quote won’t affect your credit score.
  • Money straight away: You can easily receive your funds when you apply online.
  • Fixed monthly repayments: Fixed repayments allow you to budget as well as to know precisely how much you need to cover your installment.

Choose Barclays loans

  • Top-up option: Barclays allows you to take another loan on top of the one you already have. However, they only allow it provided that you will afford the new loan.
  • Repaying your loan early: At Barclays, you decide how you want to repay your loan. But you will be charged a fee of 30 days’ interest on the amount you’re repaying, as well as any other interest that’s due.

Barclays – Personal loan

  • Loan Type Personal loans
  • Interest Rate from 33%
  • Loan Amount up to £15,000
  • Repayment 24 months to 72 months

Benefits of Barclays

  • Personalised loan quotes
  • Apply for a loan in 10 minutes
  • Loans are paid out quickly

Personal loan calculator

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The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Apply today for the most convenient services at Barclays

At Barclays, they have the easiest application form that can be completed within a few minutes.

Applying for a loan via an application form is quite helpful because you get to know everything regarding your loan. Nothing is hidden and the application is understandable.

How to apply for a Barclays loan

It is so easy to apply for Barclays quick loan since it is an online application process. You get the choice, to either apply for a loan online or in-store. You can also download the Barclays banking app to complete the application. Both applications are available 24 hours a day and 7 days a week. Now you don't need to worry, even if you have started your application, and perhaps logged out before submitting it, you can resume it and start where you left off.

Barclays customers

Barclays loans are mostly given to existing Barclays Bank members. They make use of their technology to alert everyone who is a part of their system if you qualify for a loan with them.

Barclays will pre-approve you for a loan, stating how much you may be able to borrow, and your rate. All you need is: 

  • A current account at Barclays
  • Online Banking or the Barclays app

The payout duration

At Barclays, they do not waste time. Once you are approved, you will need to print or download your agreement. And once you have signed your agreement online between 7 am and 10.30 pm, you will be able to get your money within a few minutes.

When you have signed after 10:30 pm you can expect your funds before 9:00 am the following morning. When you need to get hold of Barclays, you can simply visit any of their branches. Calls can also be made during working hours.

man holding thumbs up

Barclays is a trusted & reliable provider of personal loans

In our review, Barclays adheres to the compliance criteria in accordance with the Consumer Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Barclays is a registered credit provider in UK: FCA number 759676

Customer Reviews & Testimonials

September 2021

I am so happy with the products offered at Barclays.

Craig B
— Chester —

September 2021

I am amazed by how easily you can apply for a loan at Barclays

Henry O
— Scotland —

Barclays Contact

Contact Number

E-Mail

  • not available

Website

Physical Address

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday 09:30 – 14:00
  • Sunday – Closed