HSBC Personal Loan

HSBC offers its clients a wide range of services including retail, commercial and private banking services in the UK.

HSBC was started in the year 1865. Since then, they have become one of the largest banking and financial services organizations. By being a part of the global businesses, it has allowed them to serve more than 40 million customers' financial needs.

HSBC loan rates

HSBC has values that describe who they are as an organization and what makes them unique. These values are crucial to them as they help them achieve their goal of helping businesses to grow, economies to flourish and people to realize their purpose.

Your go-to company

HSBC has developed a long-term strategy that illustrates its purpose and allows them to connect with its customers regarding opportunities around the world.

Their goal is to be a leading international bank. Therefore they offer financial assistance to personal wealth and corporate clients who succeed through their deep heritage in faster-growing and higher-returning markets.

HSBC duties

At HSBC they are dedicated to serving the needs of their community. They have sponsored economic growth, expanded their international trade, and succeeded in events such as economic crises.  Currently, their approach focuses on bearable finance, endurable supply chains as well as employability and financial capability.

It has been made easy to excess the HSBC services, as all their members can log on through their mobile banking app.

HSBC provides you with the easiest application form and procedures. All applications will only take 10 minutes of your time. Therefore you can apply for their products at any time and anywhere, even in the comfort of your home.

HSBC's loans

They design your personal loan to meet both your budget and your needs. With HSBC online personal loan you can borrow from  £1,000 up to £25,000. Which can be repaid between 1 to 5 years for loans of £15,000 or less.  If your loan is above £15,000, your repayment period will be between 1 to 8 years.

Quick response and services

If you are an HSBC current account holder, you could get an instant response when applying for a loan as well as receive your money instantly once the application has been approved and the loan agreement has been signed.

While Non-HSBC account holder customers, you can expect to receive feedback within 2-5 working days and can only receive the money into a nominated account 3 working days after the signed loan agreement is received.

Top-up your loan

To top up means that you can apply for a loan while you have an existing loan at HSBC. Although it might increase the total amount that is due of your existing loan as you will be given a new extended repayment term.

They will also offer you a rate that is higher than the representative AP as well as more than your existing loan APR.