Rating based on 70 reviews

Everyday Loans

Updated
  • Debt consolidation up to £15,000
  • Low-interest starting from 71.3%
  • Repayment up to 24 months
Everyday Loans homepage
Author Everyday Loans. Screenshot of Everyday Loans website.
[Accessed May 19, 2023]

About Everyday Loans

Everyday Loans is a registered, accredited lender in the UK.

They are authorized and regulated by the Financial Conduct Authority and is a member of the Finance and Leasing Association. They are an independent personal loan lender who offers a variety of loans which include debt consolidation loans. They were established in the year 2006 and now have branches nationwide.

Applying will not affect your credit score

As most people know by now, applying for loans at different lenders may harm your credit score. By Everyday Loan, they make use of Soft Searching Technology,  which allows you to apply for a loan, without affecting your credit file. With them, your value goes higher than your credit score. Therefore they offer loans to individuals with a less than perfect credit score as well.

Everyday Loans provides professional lending

Everyday Loans believe in a case-by-case attitude towards their customers. This means that they will be more flexible when deciding on the amount they can lend you. Everyday Loans is committed to responsible and professional lending.

Once they received your loan application, they will verify your income and expenses, whereby they will only approve your application once they are sure that you can comfortably afford to repay the loan.

Everyday Loans Services

Applying for a loan at Everyday Loans will only take 5 minutes of your time as it can be completed online.

You will receive a quick decision after which you can visit your local branch to finalize the agreement. You won't need a guarantor to secure a loan although that option is available for those who prefer to use it.

Requirements for a debt consolidation loan

  • Only UK citizens and persons 18 years and older will be eligible to qualify for a loan.
  • Everyday loans do require that you have a bank account within the UK.
  • You need to have a permanent employment record with proof of income.

Consolidate your debt today

If you have various forms of debts with different credit providers and cannot keep up with all the payments, a debt consolidation loan may be the answer you are looking for. With this kind of loan, you can borrow the total amount of your debt from one lender to pay off all your existing debts. 

This loan will leave you with a single payment once a month instead of several payments. A debt consolidation loan can help to reduce your monthly payments as well as make the process of managing your finances more simple.

Everyday Loans – Consolidation loan

  • Loan Type Debt consolidation
  • Interest Rate from 71.3%
  • Loan Amount up to £15,000
  • Repayment 24 months

Benefits of Everyday Loans

  • Get rid of debt fast
  • Simple online loan applications
  • Low interest rates

A debt consolidation loan can improve your credit rating, apply today

Even though a debt consolidation loan can improve your credit score, it can benefit you in other ways.

The potential to improve your credit rating lies in making all your repayments on time for the duration of the loan, which will indicate your financial responsibility. Where you previously struggled to make various small payments to different debtors every month, you can now settle all small debts and only make one monthly payment. This is much easier to handle than multiple small payments.

Manage your finances through debt consolidation

Having to manage different payments each month can be very difficult. We are all human, therefore at Everyday Loans, they understand that the added worries of monthly payments can become a real burden. By taking all of your outstanding debts and bringing them together under a debt consolidation loan, you will be left with an easy single repayment each month.

Debt consolidation loan periods

Debt consolidation loans are usually arranged over a longer term, which gives you more time to repay your debt. This will cause your monthly repayment to be lower than your previous payments. In return, it will leave you with more money left over at the end of the month.

Poor and bad credit profiles

It is important to check your credit score before applying for a loan. This is simply to verify that there is no false information on your report, and even though your report may be less than excellent, they will never turn you away. Everyday Loans are long-term loan lender, who offers bad credit loans to everyone.

Throughout the years, they have helped thousands of people across Britain by letting them meet their financial obligations in a way that suits them best. By relieving the stress that financial hardships bring, they can help you meet your needs so that you can work towards a responsible and steady financial future. Which will improve your credit score.

Everyday Loans is an influential lender

With rising costs, many people have been left feeling stretched to their limits. This makes it difficult for them to do something regarding their outstanding debts. Everyday loans offer their debt consolidation loans to ease the burden of financial stress. If you find it hard to keep track of your payments, they can offer you competent and reliable solutions.

man holding thumbs up

Everyday Loans is a trusted & reliable provider of debt consolidation

In our review, Everyday Loans adheres to the compliance criteria in accordance with the Consumer Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Everyday Loans is a registered credit provider in UK: FCA number 724445

Customer Reviews & Testimonials

May 2021

At a time when I was at wit's end, you offered me a solution to my debt problems. Thank you so much.

G Hammond
— Cleaton Moor —

October 2021

Very professional, friendly service without any red tape

B Jensen
— Leicestershire —

Everyday Loans Contact

Contact Number

E-Mail

  • not available

Website

Physical Address

Opening Hours

  • Monday 10:00 – 18:00
  • Tuesday 10:00 – 18:00
  • Wednesday 10:00 – 18:00
  • Thursday 10:00 – 18:00
  • Friday 10:00 – 18:00
  • Saturday – Closed
  • Sunday – Closed