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With Barclays you can become debt free

If you’re struggling to manage your debts, you can qualify for a debt consolidation loan at Barclays.

Barclays knows that you have more important things to do. Therefore, when they receive your application, they compare it against their loaning criteria. If everything looks great, they will approve your credit and transfer it to you immediately, take note that it is an instant cash loan like no other!

Debt consolidation amounts

They offer debt consolidation loans of between £1,000 and £50,000 to both new and existing Barclays customers. You can select a convenient loan repayment term for between 24 to 60 months depending on the loan amount you choose. For debt consolidation loans that fall between £7,500 and £15,000, their Representative APR is an affordable 4.9%.

A simple way to become debt-free

There is nothing complicated regarding a debt consolidation loan; it simply involves exchanging many small loans for a bigger loan that is easier to manage as well as carrying a lower interest rate.

The best results are attained when your new loan has a lower interest rate, however many people choose a debt consolidation loan simply to reduce their monthly repayments and to make it affordable. At Barclays, they want to help people and businesses to get where they want to be. Therefore you can contact them today,  to make your finances work for you.

Choose Barclays for a consolidation loan

They have a representative APR of only 4.9% but the APR you’ll be offered on your loan will depend on your credit score, history, and personal risk assessment profile.

If you bank with Barclays you have a better chance of qualifying for a provisional short-term loan. If so, you simply have to click on the offer, fill in the agreement form, which will require you to verify some information and your debt consolidation loan will be paid into your account.

Get a personalized quote from Barclays

Barclays offers you a way to find out if you qualify for a loan as well as inquiring a quote that will allow you to see what APR they will offer you before you formally apply for your loan.

Barclays also offers you a price guarantee which you can claim if another lender offers you a lower rate for a similar loan. They also offer you the convenient option of repaying your quick loan early at any time whether it be partially or completely, with an additional charge of only 1 month’s interest on the repaid amount.

Requirements for a Barclays consolidation loan

• You will have to undergo a credit check that will determine your ability to afford and manage the debt consolidation loan.
• They require that you be over the age of 18.
• You will have to provide proof of at least 3 months worth of payslips.
• You cannot use the debt consolidation loan to settle CCJ’s or apply for one if you're currently bankrupt or have an IVA.