Spotcap

At Spotcap we are driven by the mission to empower businesses with tailor-made finance. This allows them to focus on what matters – their business.

Our purpose is to help businesses live up to their mission by offering straightforward access to finance. Business leaders are driven, persistent, decisive and resilient. They work to make a better future happen and grow their business and we are there to assist on the financial front.

Our vision

At Spotcap we are committed to innovation and encourage progressive thinking and new ideas. The growth and development of our team are of the utmost importance for us, as they form an integral part of our business in assisting you with your financial need.

We act with respect and integrity and push for industry standards that are fair to our clients. We consistently strive to deliver quality assistance by focusing on our client’s needs.

A financial provider with an international footprint

In 2014 Spotcap was founded by Jens Woloszczak and its headquarters opened in Berlin. In the first year, we opened another office in Madrid and completed our first investment round of €13 million. Between 2015 and 2016 we opened offices in Sydney, Australia, and Amsterdam, Netherlands.

In 2017 we opened our office in London, UK. Since then we opened various other offices around the Globe. We have a team of experts who can offer you the best financial assistance for your business because of our international experience.

We use unique credit technology to form a deep understanding of the financial condition of a business when considering a loan application. With this process, we can make quick, sound decisions.

Our customers are provided with quality service because we understand their challenges and listen to our customer's stories. We take the time to build relationships. You will deal with real people. We offer a wealth of financial knowledge and experience.

Simple online application

The entire application process is online. We will ask you for basic information about your business as well as the owners. You provide this financial information by uploading financial accounts, VAT documents, accounts, and bank statements.

Details we will need on your application

When submitting your application, we will need the following information:

• Basic personal information, your name, date of birth and contact information.
• Your business information, including your business name and company number.
• You will need to provide bank statements for 6 – 12 months. This should include the account name, account details, transactions as well as closing balance.
• Financial information. VAT returns from the last year.
• Full, annual financial statements. If annual accounts are older than 6 months we will need management accounts.
• If invoice financing is used we will need an Aged debtor list.