Rating based on 26 reviews

NatWest

Updated
  • Business loans up to £50,000
  • Flexible funding
  • Repayment up to 7 years
NatWest homepage
Author NatWest. Screenshot of NatWest website.
[Accessed May 17, 2023]

About NatWest

NatWest offers small business loan options that have the flexibility for you.

Small business loans have fixed interest rates to help you with planning for the future. These business loans will be available to you if you are starting a new business or need financing to help your start-up business to succeed.

The parameters of a business loan

You can borrow a small business loan from between £1000 and £50 000 for a period of 1 to 7 years and in some cases up to 10 years. They also have a business loan calculator to help you determine what your monthly payments may be before you go through the actual process to help you verify if this option will be perfect for your unique situation.

Financial service compensation scheme

NatWest is part of the Financial Compensation Scheme that provides small businesses with assistance to grow and be successful. All of the business loans provided by them are backed by the government as long as you are located in the UK and do your trading in the UK market.

The right business loan for your company

A small business loan is a perfect way to get the financing you need to be able to help your company stay afloat as well as enable growth for your success. If you require extra cash flow or funds to expand your business and you do not have any other financing options available to you, this option will be a great fit.

NatWest Services

A small business loan is a personal loan that is provided to assist you with your business finance.

This can be used to pay off suppliers, purchase equipment, or forgo any other expenses that will assist your company with its financial needs.

NatWest business loan calculator

This loan calculator will help you determine what amount of money you can borrow for your business loan and for how long you will need to repay it. This provides you with information regarding what your monthly repayments will be, what interest rate you will pay, what the Representative APR will be, and what the total repayment amount will be.

NatWest business overdraft

With the help of a Business Overdraft, you can prepare for the unexpected without taking a business loan. You solely pay interest on the amount you borrowed, and there is no fixed minimum monthly payment.

It is suitable for unforeseen expenses and emergencies. Being able to be adaptable with your company's overdraft is critical when running a business and this will give you that freedom.

Access great customer service

NatWest has multiple ways to help you find the information you are looking for to answer all your business loan questions. Along with this search bar, you can make use of their Frequently Asked Questions page as well as their online digital agent chat.

NatWest – Business loan

  • Loan Type Business loans
  • Loan Amount up to £50,000
  • Repayment 1 year to 7 years

Benefits of NatWest

  • Apply for a repayment holiday
  • Apply instantly online
  • No interest for 12 months

Business loan calculator

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The interest rate of a loan will vary based on your credit score and risk profile.
This business loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Find a business loan that suits you at NatWest

Once you have decided to apply for a small business loan from NatWest you can follow a few simple steps to get through the process hassle-free.

Steps to apply for a business loan

Step 1

Determine how much money you need to borrow for your business loan.

Step 2

The eligibility checker will help you determine how likely it is that your application will be accepted.

Step 3

If you are happy with your eligibility check you can apply for your small business loan.

Before you apply for business finance you should take note of the lending criteria. The Criteria are there to assure that you will be able to make all of the repayment amounts without getting yourself into a difficult financial situation. You are required to meet his criteria to be approved for your small business loan.

NatWest lending criteria

  • NatWest requires all business loan clients to be at least 18 years of age.
  • You will be asked to provide 3 years of address history.
  • NatWest will require you to disclose your annual business turnover.
  • You will be expected to disclose all existing overdraft amounts if you have any.

If you are ready to apply for your business loan online and you meet the above-mentioned criteria you will be very likely to succeed in your application. Apply today to find out if you qualify. Here are some of the benefits you will receive from your business loan at NatWest.

Benefits of NatWest business loan

  • The application is swift and simple to complete.
  • The loan terms are flexible to accommodate your unique needs.
  • NatWest will provide you with a fixed interest amount to make planning easy.
  • There are no arrangement fees associated with your NatWest business loan.
  • You can make early repayments with no additional fees.
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NatWest is a trusted & reliable provider of business loans

In our review, NatWest adheres to the compliance criteria in accordance with the Consumer Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ NatWest is a registered credit provider in UK: FCA number 121878

Customer Reviews & Testimonials

June 2021

I have been looking for a loan in the United Kingdom, the only company that gave me a loan despite my bad credit is NatWest. If you are struggling, I suggest you contact them.

Bradley F
— Birmingham —

September 2021

I am a very happy woman today. I have been struggling for so many months to get financing for my business and I finally got approved. I am very happy.

Riana M
— Kingston —

September 2021

Thanks for working with us when we needed help and everyone else was unwilling to help us. You helped me keep my doors open. You made all the difference.

Micheal A
— London —

NatWest Contact

Contact Number

E-Mail

  • not available

Website

Physical Address


Postal Address

  • Po Box 414, 38 Strand WC2N 5JB, United Kingdom

Opening Hours

  • Monday 09:00 – 18:00
  • Tuesday 09:00 – 18:00
  • Wednesday 10:00 – 18:00
  • Thursday 09:00 – 18:00
  • Friday 09:00 – 18:00
  • Saturday – Closed
  • Sunday – Closed