IWOCA

Easy as pie business loans – Making possibilities turn into realities.

More times than necessary, people that start small businesses have too much red tape getting a business loan. Usually, there is so much paperwork and endless hours wasted on queues. Small business owners need to know that there is an easy and convenient option for a business loan with IWOCA.

Business loans with less stress

From starting small seven years ago to the great achievement they are today, IWOCA transformed the way business loans are given. IWOCA was started with a simple idea. Two men working in finance recognized a need and decided to act.

James and Christoph both saw that too many small businesses were struggling to enjoy business loans from big banks. They realized that with a good plan, they could change that and together they quit their jobs and created IWOCA.

Custom-built business loans without the fuss

IWOCA offers business loans but not like banks do. They don't like the struggle of endless mounds of paperwork and hours in queues. By creating a fast and easy way of borrowing, they ensured that many small businesses get the business loan they deserve. 

By using super-fast software they can give customers a pleasant, fast, and easy way of getting a business loan.

Your business loan team

It's always good to know that there's a team on your side that cares. Not only can they assist with the business loan you need but all the rest too. IWOCA consists of members with the necessary knowledge and the drive to make any small business prosper.

From account managers to developers, everybody has the same goal. That is to bring small businesses in the UK to great heights.

The business loan application process that has been compiled is not only super fast and easy but also cuts straight to business.

It saves loads of time and is completely stress and hassle-free. What's more, is that you will be sure of an answer within 1 working day.

Uses for your business loan

• Funds can be used to grow your business.
• Providing you with a short-term solution for cash flow problems.
• You might have a bounce-back loan and require additional funding.
• If you were not able to obtain a government-backed business loan.
• You were not eligible for a government-backed bounce-back loan.

Good business makes for early repayments

IWOCA knows that there are often hidden fees and small print that you are not made aware of when you qualify for a business loan. They are changing that by making sure there are no hidden fees and small-print bombshells.

If you are in the position to repay your business loan early to save on interest or want to make extra repayments, there are no extra charges. Now that's a great benefit and a business loan option you cannot miss.

Here's how an IWOCA business loan works

You can apply for your business loan online. The entire business loan application process takes as little as 10 minutes. You can borrow anything between £1,000 up to £200,000 which is repayable over 12 months.

On their inviting and all-explaining website they have made available an easy-to-use business loan calculator. You simply indicate the amount you want to borrow using the slider. The same process applies to the term over which you would like to repay your business loan amount.