ezbob

Most people in the UK as well as around the world can't afford to wait for banks because they require large amounts of paperwork, financials, tax returns, personal guarantees, collateral and high credit.

Many entrepreneurs and small to medium-sized business owners do not know where to turn when traditional banks cannot fund their required loan requests to working capital, expand their businesses or better manage their cash flow. At Ezbob we’re 100% focused on funding for small businesses.

From humble beginnings to an industry leader

We launched in 2012 to solve a major issue facing small businesses: getting money. With shareholders including the UK Government's Angel Co-Fund. We are also proud to be the first internet financial lender in Europe to be appointed as an EU financial intermediary by the European Investment Fund (EIF).

We're a business - just like you

We combined our passion for being a small business with the latest technology to evaluate businesses based on their actual performance, not personal credit. We understand the challenges of building a business through equity, debt and off-balance-sheet financing, maintaining cash flow, making payroll, business expansion and inventory or equipment management.

Our understanding through experience has enabled us to say, “yes we can” more often and faster than traditional lenders - get a short-term loan, small business loan or any other type of financial product from Ezbob! 

Our business loans give a particular measure of credit to finance real costs, for example, the extension of working offices or the purchase of new or second-hand gear, including vehicles.

Our business loan is intended to help new and existing businesses in getting loans that would have a higher level of risk than would typically be worthy to a giving establishment.

Qualifying requirements

• Borrower - The business ought to be operating in or from the UK.
• Businesses will qualify for a small business loan based on their existing infrastructure, incomes and expenditure as well as their financial projections which our dedicated staff members will be able to assist you with. 
• We forecast based on the success of small businesses, with a unique approach proven to be highly predictive of actual risk involved in your business loan requirements. This means a higher approval rate and a broader range of financial offers for our customers. To us this only means one thing – it works!

Using your business loan

• establish or buy a new or existing business
• finance the procurement of genuine property
• remodel or extend a current business
• purchase or lease gear
• provide working capital
• refinance a current loan