Nationwide Loans

Nationwide was formed in 1846 and we were called the Provident Union Building Society back then.

Back in the day banking products and services were only accessible to the wealthy, and it was hard for the working classes to get credit and find secure, comfortable, and long-term housing.

The goals of the Nationwide bank

Since the 19th century we started operating, we have observed a lot of hardship from the working class when they need a loan. Hence, we established ways to help everybody to have a sense of belonging and have something to keep them moving. We worked so hard to make financial services accessible to everybody regardless of their financial status. The Nationwide bank has managed to help everyone including ordinary and working-class people to save and borrow money for land and materials with which to build their own homes.

At Nationwide, we are never afraid

Ever since our existence, storms had passed, and things were either easy or become harder. Through all that we were never shaken, we never forgot the reason behind our existence. We have remained compact, stable, and dependable despite the increasingly complex regulatory environment and financial crises. We are still determined in doing the right thing by our members and faithful to our mutual heritage.

The nationwide bank lends responsibly

The Nationwide bank is a bank for the people by the people. We care about how you spend your money as well as your credit score. Hence, we will never lend you more than what you can afford. We respect all the UK credit rules that enforce us to lend responsibly. To lend responsibly means that before giving you a personal loan we should firstly look at your credit report, determine your income and expenses to assess your loan suitability.

Apply for a loan and do whatever you have been willing to do at an affordable price

The Nationwide loan will help you improve your credit score, if only you do not miss your monthly installment. But you cannot afford to miss Nationwide repayments because everything is tailored to suit your budget.

Apply for a loan at Nationwide bank

At Nationwide we could help you with an affordable loan you can use to cover all your personal needs. There is no obligation quote and you can expect an instant online decision when you apply for any of our loans. By filling in our simple and quick loan application form you stand a chance to get between £1,000 and £25,000.

The benefits of Nationwide loans

If you are already a Nationwide member that holds a mortgage, savings, or main current account you will qualify for our lowest rates. Once an application form of an existing Nationwide has been approved the member can expect to get the funds into the Nationwide account within 1 working day. However, non-Nationwide members can expect their money in 3 to 5 working days. Nationwide has the following other benefits:

1. No hidden fees - we have transparent fees, and we do not charge you for settling your loan early.
2. A quick decision - apply online and your application decision instantly.
3. Risk-free quotes – we send you a personalized quote that won’t affect your credit rating.
4. Acceptance indicator – we let you know your suitability for the loan before your credit score.