Rating based on 45 reviews

uSwitch Loans

Updated
  • Bad credit loans up to £35,000
  • Apply for FREE
  • Repayment up to 5 years

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uSwitch Loans homepage
Author uSwitch Loans. Screenshot of uSwitch Loans website.
[Accessed May 16, 2023]

About uSwitch Loans

Instead of independently researching banks and other financial institutions, you can save time and use uSwitch to find and compare different products.

You're part of a movement

Here, you're not simply a customer, you are a part of the uSwitch community and a unique movement. We aim to revolutionize the industry and make it easy for people to find and compare different products and services online to find the best deals in the world. Why settle for products that don't meet your expectations and are expensive when you can access the best of the best.

We make it easy to switch

We will make it easy for you to find a suitable financial product that meets your needs. If you're looking for a bad credit loan we can help you find and compare the best loans and the best rates. Simply visit our website and choose the product you are interested in and you'll be able to view and compare some of the best products on the market.

A better way to find products and services

uSwitch is committed to giving the largest amount of value in the financial services industry. Our services aim to achieve; customer satisfaction; development of the industry, cutting-edge comparisons, and up-to-date product and service details. We are here merely to make it easy for regular people to find extraordinary deals - online.

Visit our website and find the best deals available in the UK - it's easy and it helps you save money.

uSwitch Loans Services

Not being able to get a loan can be to a great degree baffling and distressing.

Simply in light of the fact that you have a bad credit history, doesn't mean you don't have the capacity to pay for the things you require. If you need a loan - we can help you find one.

Find a loan for bad credit

We will help you find cash loans (secured and unsecured) to help you consolidate your debt into a solitary regularly scheduled installment or simply pay for a cash emergency. uSwitch can discover a loan alternative to help practically anybody.

A bad credit loan

Bad credit loans can refer to a variety of different credits - from short-term loans such as payday loans to long-term loans such as debt consolidation loans.

In addition, they can be both secured and unsecured depending on how much you need and whether or not you have equity in your home. Bad credit loans are lines of credit designed for people that have a poor credit history. You can find and compare a variety of products on uSwitch that are intended for such circumstances.

Benefits of using uSwitch:

  • Find reputable lenders
  • Compare interest rates
  • Find products that suit your needs
  • Avoid dodgy lenders
  • Choose the best deal and save money
  • Apply for a loan online - no queues, paperwork, or meeting needed

uSwitch Loans – Bad credit loan

  • Loan Type Bad credit loans
  • Loan Amount up to £35,000
  • Repayment 1 year to 5 years

Benefits of uSwitch Loans

  • Quickly compare loan deals
  • Get a loan with a bad credit history
  • Applying is free

Bad credit loan calculator

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The interest rate of a loan will vary based on your credit score and risk profile.
This bad credit loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Find the best bad credit loan deals with uSwitch

Perhaps you’ve recently been denied credit by a mainstream lender or simply had some trouble keeping up with your mortgage or credit card payments in the past.

This inability to keep up with repayments will have had a very serious impact on your credit score and you may have been refused credit by mainstream lenders who do not offer bad credit loans.

Having poor or bad credit does not mean that you will not be able to find a credit solution to meet your needs however, it significantly limits your options and forces you to either accept subprime rates or forget about getting a loan altogether. uSwitch can help you find and compare a wide range of bad credit loans online, at the simple click of a button.

Types of loans available on uSwitch

uSwitch provides customers with a comprehensive list of secured, unsecured, and guarantor loans which are specifically designed for people with bad credit. Secured loans will generally get you a much lower interest rate and APR since you're putting up security, usually in the form of a home to secure the loan. This type of loan is also referred to as a homeowner’s loan which has the disadvantage of putting your home at risk of repossession if you don’t keep up with your repayments.

We also have a variety of unsecured loans available which have the disadvantage of coming with much higher interest rates than the homeowners or secured bad credit loans. Finally, we also have a range of guarantor loans available which are good options for those who have a family member who is willing to co-sign on the loan application to help you secure it.

What uSwitch’s loan comparison will show you

Once you’ve selected a loan amount and loan term that best meets your needs our list of matching bad credit loans will show you how much you're likely to repay in total based on the lenders Representative APR, what your monthly repayments will be as well as the eligibility requirements and special features of the specific bad credit loan.

You can also view a handy representative example to help you compare the various products. Once you’ve found the right bad credit loan all you need to do is click on the “Apply” link and you will be redirected to the appropriate lender's application page.

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uSwitch Loans is a trusted & reliable provider of bad credit loans

In our review, uSwitch Loans adheres to the compliance criteria in accordance with the Consumer Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ uSwitch Loans is a registered credit provider in UK: FCA number 312850

Customer Reviews & Testimonials

March 2019

Finance can be such a daunting process and I just knew there had to be a better way. That is when I discovered uSwitch – they make finding the best financial products a breeze. Complete the appli...

Caitlyn W
— Leeds —

August 2019

Comparing loans has never been easier than now thanks to uSwitch. Simply input your desired borrowing amount and affordable repayment amount and they will calculate the most affordable deal for y...

James H
— Leicester —

uSwitch Loans Contact

Physical Address

  • The Cooperage 5 Copper Row London Greater London SE1 2LH United Kingdom
  • Get Directions

Opening Hours

  • not available