Pounds to Pocket

Pounds to Pocket is one of The UK's leading lenders - we offer payday loans and short-term loans to UK residents for a variety of different backgrounds and lifestyles.

Over the years we have built strong relationships with industry players and have the ability to help people access the credit solutions that suit them the best - in one easy click.

Find a bad credit loan

We offer instant cash loans to people with bad credit - if you want to find lenders that are willing to ignore your poor credit and offer you the money you need at reasonable rates then Pounds to Pocket is the lender for you. Our services are simple, quick, and accurate and will help you find a bad credit loan in just minutes.

Easy online application

Pounds to Pocket has a very simple online loan application process that allows customers to access numerous loans in just one simple application.

We won't run a credit check before you've selected the right option for you and will offer you only the best deals that you are guaranteed to qualify for. If you're tired of hearing no, visit our website and be prepared for a big YES! 

Pounds to Pocket loans are not spinning lines of credit as that of credit cards, which implies we don't automatically replenish your loan once you have paid it up. If you require another loan in the future you can apply simply by logging in to your profile and you will automatically be approved for your bad credit cash loans.

Once your application has been approved, we will furnish you with a quote that you can decide to accept or decline.

The rates and fees charged by Pounds to Pocket are regulated by the National Credit Regulator - and we are a responsible, compliant lender. To find out more please visit our website.

Non-payments

Being completely compliant with the National Credit Regulator implies that we consider our obligations to our customers important.

To guarantee a smooth relationship, we encourage you to carefully consider your ability to repay your bad credit loan on time - this will avoid additional charges and will protect your credit score from taking a nasty dive. Always make sure you can afford the debt that you are applying for.

At Pounds to Pocket we do an electronic credit check which shows us your data from all the credit agencies. This is part of our commitment to being a responsible lender and making sure that we only lend money to people who can afford to make the necessary repayments.

What we look at

To determine the same-day loan sum you can manage, we consider your payslip, bank statements, and credit history to confirm your income and costs, guaranteeing you are not over-indebted. Once we've made sure you can afford to make the necessary repayments we will make you a loan offer. You can choose to accept this offer or decline it - it's entirely up to you.