Nationwide Personal Loan

We started operating in 1846 and we were called the Provident Union Building Society.

When we started banking products and services were only accessible to the wealthy, while it was hard for the working classes to get credit and find secure, comfortable, and long-term housing.

Aims of the nationwide bank

As the Nationwide bank, what we observed during the 19th century did not sit well with us. We looked for ways to help everybody to have a sense of belonging and have something to keep them moving. We strived to make services accessible to everyone regardless of their financial status. Since then we managed to help ordinary, working-class people to save and borrow money for land and materials with which to build their own homes.

At Nationwide, we are never shaken

Centuries have passed and things are either easy or become harder, but we have never changed our aim and we never forgot the reason for our existence. At Nationwide we have remained solid, stable, and dependable despite the increasingly complex regulatory environment and financial crises. We are still committed to doing the right thing by our members and are faithful to our mutual heritage.

We are responsible lenders

Regardless of how you are desperately in need of financial support, we will never lend you more than what you can afford. We adhere to UK credit rules which force us to lend responsibly. Lending responsibly simply means that before giving you a loan we should firstly look at your credit report, determine your income and expenses. If ever you will not be able to cope with the installment for the duration of the loan, we should not lend you.

We offer the best affordable loans in the UK.

Nationwide has services that will help you become financially smart and improve your credit score. Our services are designed to suit every individual’s needs.

A personal loan from Nationwide

A personal loan is easy to apply for a loan that you can use to cover all personal expenses or tidy up your finances such as replacing your car or making some home improvements. A Nationwide personal loan requires no obligation quote and you can expect an instant online decision. You can get between  £1,000 and £25,000.

The benefits of Nationwide personal loans

If ever you are a Nationwide member with a mortgage, savings, or main current account you’ll be eligible for our lowest rate. When a Nationwide member loan application has been approved, the member can expect to get the funds into the Nationwide account within 1 working day. But if you have an account with another bank or building society in 3 to 5 working days.

• No hidden fees - all our fees are transparent, and you do not get charged for setting up your loan or if you want to settle early
• A quick decision - apply online and get an instant decision.
• Risk-free quotes – you get a personalized quote that won’t affect your credit rating only when you request it.
• Acceptance indicator – we let you know your eligibility for the loan before your credit score.
• Money in your account within 2 hours- to your Nationwide current account but if you do not have an account with Nationwide, you will get within 5 working days.