Oakam

You can get simple, straightforward, and stress-free payday loans in a blink of an eye.

Oakam is a financial technology and digital microlender company that will go above and beyond your expectations.

Empowering more than 150,000 people since they started in 2006 with the ability to build a better future financially for themselves and their families by providing customer-focused services, access to better and less expensive loans based on your circumstances, they are committed to giving you the best customer service ever.

Easily accessible payday loans

Enjoy easy access to cash without having to waste your time on paperwork as everything is 100% done online, and it is easy to complete the application within a few minutes. Oakam is committed to equipping people with tools to overcome short-term financial difficulties and enhance financial literacy. As they offer cheap short-term loans that help grow your credit score and increase your access to credit.

Get the best payday loans online in the UK

Have a cash emergency or need a little money to achieve the financial goal you've set for yourself? Get a payday loan online today.

Fill out their online form to apply for a payday loan in minutes or call them and speak to a friendly advisor to assist you with your payday loan application and fill in your form, or ask for advice to help you make the right financial decisions. They have an award-winning financial management app that even makes it easier to manage your account, make payments and apply for top-ups.

Oakam has designed the best payday loans to suit you according to your circumstances with repayment terms and loan amounts perfectly matched to the situation.

You can borrow from £100 to £1,750 or for new customers up to £800 for a payday loan with the option to repay it over 3 to 6 months for new customers and existing customers up to 12 months. You can apply for a payday loan in the UK to use for your emergency expenses, pay off small debts, or for funds that you may need to keep you afloat. When larger amounts are needed you can apply for different loan plans for more options. 

Personal loans for everyday cash needs

Oakam offers personal loans for UK residents with amounts you can borrow between £1,000 and £5,000 to improve your financial situation.

The Big Plus Loan is designed to borrow money over longer periods ranging from 18 to 36 months, this offer is for existing customers that have proven they can commit to repaying loans on time. You benefit from a lower annual interest rate and more manageable installments for larger amounts to use for that business opportunity you might have, renovating your home, or for that extra cash to improve your lifestyle.

No hidden fee surprises

Their products have no setup fees, are simple and transparent and there’s no cost associated with repaying early and they don’t charge late fees. At Oakam their loans are fact-based and you know off all the costs involved.