Zopa Loans

Zopa Loans has a proud track record of assisting its customers out of their poor financial circumstances through easy debt consolidation loans.

Zopa is compliant with the rules of the Finance Conduct Authority (FCA) and prides itself on its high standards of service when it comes to debt consolidation. Zopa can also help clients refinance their home loans if a better rate is available.

Zopa is a helping hand to cash-strapped clients

Zopa has streamlined its debt consolidation loans to dovetail every client’s budgetary needs. The peer-to-peer lender provides debt relief to many clients who are cash-strapped through increased debt burdens on credit cards and other unforeseen bills:

Zopa’s focus areas in providing help to clients:

• Review and approval – The credit provider concentrates on the loan acquisition process.
• Zopa consults with each client and advises on the best path the customer should take.
• Settlement – The company takes care of the loan settlement and provides customers with ongoing support.
• Debt negotiation - Zopa will arrange, on the client’s behalf, rebates on the majority of the customer’s unsecured credit portfolio.
• They offer debt consolidation administration and advice.

Zopa is all about providing a simple, easy, and quick online application process for clients who need debt consolidation loans in the UK.

The debt consolidation loan client as a first step enters their desired loan amount into the required field.

The online calculator will provide the interest rate to be applied and the monthly installment on the loan. The advantage of this is that the client has a fairly accurate idea of whether they can afford the loan.

The client fills out a simple quotation form, specifying that this is a debt consolidation loan. Zopa then provides the client with a quotation after running a “soft” credit check. Once the client approves the quotation, they can then proceed to fill out the application form for their loan.

Zopa takes the stress out for clients

Zopa is committed to helping clients who are looking for debt consolidation loans get back on the path to good financial standing and well-being. Therefore they will consolidate a client’s debt into one standard reimbursement to one lender, rather than a few installments to many lenders.

Debt consolidation has the potential to create sizeable savings on total debt, through general interest charges and other additional fees. It is up to the client to choose a term and loan reimbursement that he or she is satisfied with so that they can get onto the path of being debt-free sooner than expected.  

Zopa’s debt consolidation loans are also an opportunity for clients to improve their credit rating with the credit bureau so they can get onto a firm financial footing.