Rating based on 73 reviews

Santander Credit Card

Updated
  • 24/7 concierge service
  • No monthly fees
  • Low-interest starting from 29.9%

Table of Contents


Santander homepage
Author Santander. Screenshot of Santander website.
[Accessed May 17, 2023]

About Santander

If you are looking for a little extra cash flow, Santander’s credit cards are your best cash solution.

Santander is a large retail and commercial bank that is situated in the United Kingdom. In November 2004 they made their way into the UK market, and they have significantly developed over the years, dating back as far as 1849.

The history of Santander UK is that of persistence and perseverance, and for years they have been the people’s bank.

A commercial bank that is mindful of you

They are there for you when you are at your lowest and you need a shoulder to lean on. Santander has 1500 daily new clients registering for their online banking app, and 14 million active customers thus far. This company is committed to achieving high standards of corporate governance in every avenue of its existence.

Loyal clients Loyal Bank

They are focused on customer gratification, simplification with regards to credit cards, and all their other services. Every other workday they improve their efficiency and sustainability to assist you in your financial growth via their credit cards. 

Santander UK strives to be the best bank for you, other clients, and stakeholders. Simply put, they have priorities, but without a shadow of a doubt, you are their main priority.

Santander Services

A credit card is accommodating because it not only can be used at work, the mall, or in emergencies, but it can also be used around the world.

You do not have to be in the United Kingdom to use your Santander credit card. It can also be used for online purchases, which is safer due to advanced protection measures.

Access to money when you need it

The helpful approach to unforeseen crisis costs is having a credit card when you reach into your pocket. A credit card offers you a free loan like a short-term loan when your budget is running low. Your credit card will be monitored by Santander to ensure that you only pay for purchases you made.

What a Santander credit card looks like

If you are looking for low yet exceptionally great deals including transfers of up to 95 % of your credit limit, and 0% interest on purchases for the first 15 months, then a Santander credit card is for you. You won’t have a monthly fee to pay, and you can share the benefits of your credit card with up to 3 family members.

More about their debt consolidation loans

Their debt consolidation loans can help you save money and lower your monthly repayment at a fixed rate. Debt consolidations take all the repayments on your debt and combine them into one single monthly repayment. A credit card can also be used for this purpose.

Santander – Credit card

  • Loan Type Credit cards
  • Interest Rate from 29.9%

Benefits of Santander

  • No fees charged for purchases made abroad
  • Get exclusive access to offers
  • No fees for the first 6 months

Choose a Santander credit card for convenience, affordability and great benefits

Credit cards are like extra armor for your battle against the rough financial world today.

It takes you less than minutes to activate your credit card and it has lifelong benefits in-store for both you and your family. Save yourself the trouble of falling into dire circumstances, take control, and stay in control. Apply for yours today!

Steps on how to apply

Step 1

Click on the Apply now button that is presented to you on their credit card page and fill in the requested personal information about you. Information such as your name, surname, physical address etcetera, and click the proceed button.

Step 2

A pop-up containing all the possible credit card options will be presented for you to choose from. After you have chosen your credit card package you will shortly receive an answer.

Step 3

Once approved, you can access the tailored credit limit and shop in-store, online and worldwide without any hassle.

Applicants must meet the following requirements

  • You must be a permanent United Kingdom resident.
  • Be 18 years and older to qualify.
  • Earn a guaranteed annual income of at least £7,500 or more before tax.
  • You must have a good credit record.
  • No history of bankruptcy is evident, and you had no CCJ or IVA within the last 6 years.

Santander credit cards that will suit you

Their wide range of services makes them somewhat of an all-rounder. They have gained and kept so many customers due to their drive which is to serve them. The credit card service that they provide exceeds that of many other banks in the UK.

Benefits of a credit card with Santander

  • You do not have to pay monthly fees for the first 6 months.
  • Easily accessible for 24 hours a day.
  • They offer minimal interest rates on all credit cards.
  • Gain access to exclusive deals and offers.
  • Enjoy checking your eligibility for credit cards and other loans without impacting your credit score.
  • Credit cards are always something convenient to have.
  • Professionals at your disposal, ready to help you.
man holding thumbs up

Santander is a trusted & reliable provider of credit cards

In our review, Santander adheres to the compliance criteria in accordance with the Consumer Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Santander is a registered credit provider in UK: FCA number 106054

Customer Reviews & Testimonials

October 2021

Activating my credit card with Santander UK has been one of the few good life-changing choices I have made thus far. Get Yours today!

Clemmie D
— York —

August 2021

Having access to a credit card has saved me from many humiliating situations. I use it correctly and I have also learned to not overuse it.

Denby F
— Oxford —

July 2021

For me, my credit card was that additional light at the end of the tunnel. It just gives you a breather and lifts some of the weight off your shoulders.

Prue M
— Durham —

Santander Contact

Contact Number

E-Mail

  • not available

Website

Physical Address

  • 406 Strand Central London Greater London WC2R 0NE United Kingdom
  • Get Directions

Opening Hours

  • not available