Rating based on 21 reviews

Halifax Credit Card

Updated
  • Low interest rates
  • Track everyday spending
  • Low-interest starting from 18.9%
Halifax homepage
Author Halifax. Screenshot of Halifax website.
[Accessed May 17, 2023]

About Halifax

It is a fact that there are banks all over the United Kingdom, but what sets Halifax apart is its ability to take care of its own.

Their credit cards are life-changing. Over the years, Halifax has grown impeccably by expanding its lending products and the services they offer exponentially. They have an increasing client base, and you could be their next well-cared-for client. Halifax shifts the focus from the company to you, because with them you are important, and you matter.

Saving you time and money

The less money you need to spend the better you and your family can live and that was the initial objective that Halifax had when it was founded. It is their core belief, and it shadows all that they do. With them, both new and existing customers can qualify for a credit card. A credit card from them will enable you to move on and up in life and live better.

Manage the cost of everyday life

Having access to a decent credit card is of utmost importance should you want to meet your monthly financial commitments and have the liberty to treat your family. Applying for their credit card options is the best decision you can make to help you to show yourself and your family a little bit of extra love and care.

Open the doors to financial freedom

A credit card can also open opportunities for you in terms of your eligibility for loans or being offered the finance to purchase a home. By faithfully repaying your debt and settling your credit you automatically gain access to more in the financial world.

Halifax Services

A credit card can be very handy and useful.

If used correctly and wisely you can pave ways for yourself and generations after you. Their credit card deals are exactly what you need. Whether you are already one of their wonderful clients or you are contemplating applying for a Halifax credit card. Their welcoming qualified employees will be there for you every step of the way.

Halifax credit cards

A credit card can assist you in your endeavors to take back control of your finances but note it must be the right option for your needs. Not all borrowing options are appropriate for all situations and therefore Halifax has people in place to help you make the best decision for you.

Credit card usage

Credit cards can be used for everyday necessities, be it a weekly shop or unexpected bills. An everyday credit card comes with low interest and starts from as little as £100 although not more than £30,000. They can help you to make plans for larger purchases by means of spreading the cost with a large purchase credit card.

Wealth management offered by Halifax

They want to give you the chance to decide what you want your financial future to be like. As a Halifax client, you will benefit from the wealth managing advice and guidance offered to you by professionals. Secure a better future for you and your family with a Halifax credit card. For the first few months, you pay no additional fees.

Halifax – Credit card

  • Loan Type Credit cards
  • Interest Rate from 18.9%

Benefits of Halifax

  • Manage the credit card online
  • Balance transfers
  • Low-interest rates on purchases
  • Keep track of everyday spending

Get a credit card from Halifax that meets your needs

Reach out to them today and give them the chance to provide you with the rates you require, the customer service that you deserve, and the solutions you have been searching for.

Give them a chance to guide you and aid you with the best credit card offers on the market. Halifax – Just a click away.

Steps to follow when applying

Halifax has a tool that you can use to check if you are eligible for a low interest credit card and other options you can choose instead. It will not affect your credit score and you can see your estimated credit limit.

Step 1

Get yourself registered. If you are not registered with Halifax online banking you will first be required to do so, following the easy, quick, and secure steps shown. If you are registered, you will need your sign-in information for the next step.

Step 2

Choose your preferred credit card option and activate your credit card. At this time it is important to keep your credit card details at hand as well as other personal information to speed up the process.

Step 3

You then must wait for a response regarding the outcome of your application and after you have received it, you can proceed by using your credit card wisely.

Requirements to be met

  • You must be a United Kingdom resident.
  • Earn a regular annual income.
  • Be aged 18 years or older.
  • You cannot be a student or be unemployed.
  • You must be free of Count Court Judgements, Individual Voluntary Agreements, and Bankruptcies.

Benefits of a credit card with Halifax

  • Very low-interest rates on credit card
  • You have 24 hours of access to the Halifax Banking App.
  • One of the world’s leading security measures to protect you against fraud and theft.
  • Access to one credit card with multiple purposes.
  • They offer you flexibility and competitive interest rates.
  • A trustworthy and reliable credit card
  • You can balance transfers.
  • Track your everyday spending by keeping tabs with Halifax.
man holding thumbs up

Halifax is a trusted & reliable provider of credit cards

In our review, Halifax adheres to the compliance criteria in accordance with the Consumer Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Halifax is a registered credit provider in UK: FCA number 169628

Customer Reviews & Testimonials

October 2021

Halifax has taught me to maintain a fine balance in handling my credit card and I can honestly say it comes through for me and my family when we need it the most.

Breya S
— Manchester —

August 2021

I always thought that the day I got a credit card I would be even deeper in debt but learning how to work with it has significantly changed my life.

Lowen R
— Bristol —

September 2021

If you need safe money that you will be able to repay, I will recommend applying for a credit card with Halifax.

Axton L
— London —

Halifax Contact

Contact Number

E-Mail

  • not available

Website

Physical Address


Postal Address

  • PO Box 761, Leeds, LS1 9JF, United Kingdom

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:30 – 17:00
  • Saturday 09:00 – 14:00
  • Sunday – Closed