Rating based on 63 reviews

Little Business Loans

Updated
  • Apply in 3 minutes
  • Business loans up to £20,000
  • Repayment up to 12 months
Little Business Loans homepage
Author Little Business Loans. Screenshot of Little Business Loans website.
[Accessed May 17, 2023]

About Little Business Loans

At Little Business Loans we provide small businesses across the UK with finance solutions.

We help companies who are looking for a cash injection, looking at expanding their business or need help with managing their cash flow. Since we understand that companies may need funds quickly, we can provide companies with their funds within 30 minutes of approval.

Transparent service

We are clear and transparent with our customers. We explain how our service works, the repayment of your loan and what fees we charge.

We believe that providing a clear and transparent service, it fosters trust between our customers and ourselves. This enables us to provide exceptional customer service.

Small businesses are our passion

Little Business Loans that the backbone of the economy lies in small businesses. For this reason, we offer a unique business loan service to small limited companies by providing a solution to your short term cash flow problems.

High-end banks are making it increasingly difficult for small businesses to source short-term loans. We have simplified the process to make obtaining finance a quick and easy process.

Little Business Loans Services

You can register with Little Business Loans in under five minutes on our easy to navigate website.

Your application can be completed online or by telephone. Once we receive and approve your application m we will confirm a date and time with you for an appointment. To discuss your loan requirements, one of our friendly Little Loan business agents will meet with you during trading hours at your business.

Funds within one hour

We know that cash flow problems can have a severe impact on small businesses. You may need the money to buy urgent stock, pay your staff or cover other expenses.

We endeavour to pay your online loan as quickly as possible. Once your loan is approved your fund will be transferred into your business account within one hour. You will be notified via email that the funds are on the way.

Unique loans

We understand that every small business loan is unique and tailor our business loans to fit your business needs. Each application is assessed on its own merits.

We do not use computer programs to determine the outcome of your loan application. We believe in the personal interaction between you and our friendly agents. Each business loan is tailored to fit your business needs.

Little Business Loans – Business loan

  • Loan Type Business loans
  • Loan Amount up to £20,000
  • Repayment 1 month to 12 months

Benefits of Little Business Loans

  • Apply for a business loan in 3 minutes
  • Quick loan approval

Business loan calculator

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The interest rate of a loan will vary based on your credit score and risk profile.
This business loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

At Little Business Loans we can help you get the business loan you need

At Little Business Loans we provide clear, transparent fee structures. There are no confusing rates, no application or registration fees and never any hidden charges.

As agreed upon acceptance of the loan offer, we will charge set monthly, weekly or daily fees, which are in addition to the principal loan amount. If you can repay seven or more days early, you will receive a discount as the fees are charged weekly.

What do you need to apply for a loan?

To apply for a loan from Little Business Loans you need to be a limited company that is registered in England and Wales. Each of the Directors must be over 21 years of age, a UK resident and have access to the main business bank account.

Your business must also have a business debit card attached to the main business bank account. In addition to this, your business must have sufficient funds to cover the weekly repayments. We also require that the business have sufficient assets to be secured against the loan.

We will need the following personal information as well:

  • Details such as the business name and address
  • Business registration number.
  • Your name, address and contact details.
  • Details of your business and personal bank accounts.

Personal Guarantees

We will require you to give a personal guarantee to provide you with the loan. We believe that this cements our relationship with you and assure us of your commitment to repaying the loan on time.

Should you fall on hard times, we will work with you to come up with a suitable payment plan before enforcing the personal guarantee.

Business Assets

Our loans are secured against your business assets. If your company does not own any assets, unfortunately, this service may not be suitable for your company.

We are happy to discuss possible business assets with you if you are not sure whether the assets the business owns would be suitable.

Grow your business with us

It is a very old adage that you have to spend money to make money. And it has proven to be true countless times. If you are passionate about your business and would like to see it grow, you have to be able to invest in growth and expenses.

We understand that taking on debt is a scary prospect for small business owners. But a business loan from Little Business Loans can help you finance the changes and investments your business need. This, in turn, can result in a higher return on your investment.

man holding thumbs up

Little Business Loans is a trusted & reliable provider of business loans

In our review, Little Business Loans adheres to the compliance criteria in accordance with the Consumer Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Little Business Loans is a registered credit provider in UK: FCA number 656221

Customer Reviews & Testimonials

July 2019

It was very refreshing to deal with a real person who understood my needs and could guide me through the whole process of obtaining a loan for my business.

F Ready
— Leicestershire —

August 2019

Your fast service enabled me to cover an unexpected expense and save my business.

K Samuels
— Maidstone —

Little Business Loans Contact

Physical Address

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed