Sainsbury's Bank

Have a less than perfect credit score? You can still get great deals and rewards with Sainsbury’s Bank when you apply for a loan. The UK's first supermarket bank!

They have a wide range of other products like credit cards, savings, and bigger loans, travel money and car loans, home loans, pets, travel, and life insurance that you can get online or by telephone. A company with a very diverse and inclusive culture that is focussed on being an agile, capital, and cost-efficient provider of simple, mobile-led financial services even if your score is not so perfect.

Being a Nectar member will allow you to borrow between £1,000 - £40,000 and non-Nectar members can only borrow up to £25,000. You can also enjoy having the Argos Card, which will enable you to spread the cost of your purchases in Argos, as well as Argos Care for when breakdowns and accidents happen.

Quick access to cash even with bad credit

Don’t let your credit score hold you back, they will look at more than just your score. As long as you can afford to repay the loan, you are good to go! The great part is that they have no application of arrangement fees and you can apply for your loan online. If you are a Nectar member you can qualify for an interest rate as low as 2.8% APR and borrow £7,500 - £25,000 for 37-60 months.

Your loan can be paid back over 1 to 7 years (depending on the amount you borrowed) with manageable, fixed monthly installments. Applying for a bad credit loan with Sainsbury’s Bank is quick and easy and you could have access to cash within as little as 2 hours, or the next business day if you’re accepted.

Get a bad credit cash loan to help you out with whatever cash emergency you are having.

Whether you’re planning to do some home improvements or taking a trip, maybe your car just broke down, or a utility bill just came up out of the blue. Maybe you’ve tried to apply with a different bank to get a loan but have been declined. Give Sainsbury’s Bank a try, an online bad credit loan from them might just be what you need to help you through and easily repay monthly without stress. Get an instant answer when you apply, they will only sometimes need some extra information before they can let you know. 

Savings for a better future

Access all kinds of savings products to help you save up for a better future.

• Defined Access Saver
• eSaver Special
• Extra Saver
• All savings
• Cash ISA
• Fixed-Rate Saver
• Fixed-Rate Cash ISA

Insurance – get the protection you need

Life can be full of unexpected surprises and it could possibly leave you in a very sticky financial situation if you do not prepare for when the worst happens. They cover all kinds of risks like your car, home, pet, life, contents, etc.