Sunny Loans

A short-term loan can help you temporarily cover a cash shortage or emergency; this includes repairing your motor vehicle, paying for unexpected medical bills, or consolidating your debts.

Even with careful budgeting and planning most people and families will need to take out a quick loan to achieve their goals.

This includes buying a car, refurbishing the family home, paying for vacations or a wedding, and even covering expensive medical bills.

A helping hand when you need it most

If you work a nine-to-five job, every day of the week and, get a salary every month that merely enables you to cover only important expenses like paying your rent, paying your bills, purchasing groceries, etc, you may need a quick loan to make an expensive purchase or tide you over when things get tough.

Solutions designed to move you forward

A short-term loan is a loan that is taken out for a shorter time period and usually offers lower lending amounts. There are hundreds of financial lenders willing and happy to offer short-term loans but, far too many of these take advantage of people who are in a difficult financial situation and, make their money problems worse. In addition, every lender has different criteria for taking out a loan – some of which are merely impossible for those with bad credit, a lack of credit history or are self-employed to meet.

Our simple lending criteria

With so many financial organizations offering instant cash loans or any kind of loan for that matter, you’re faced with the dilemma of figuring out which one is right for you: which loan will suit your financial state and lifestyle. It’s important to know beforehand that as a responsible lender we have set non-negotiable criteria that all applicants must meet in order to qualify for a loan. You need to be a citizen of the UK and older than 18. You must be employed and earn a regular salary and hold a valid bank account.

Welcome to Sunny loans.

We offer the most affordable, adaptable, and convenient short-term finance on the UK market.

Quick, online loan application

We strive to stay ahead of our competition; offering our clients the latest and most convenient instant cash loan products. With Sunny Loans, you can complete the entire loan application online and have your money credited to your account immediately after approval. Our quick online loan applications are amongst the simplest and most up-to-date amongst the many UK financial service providers.

Regardless of why you need a short-term loan, Sunny Loans will consider your application on an individual basis and will attempt to offer you the most suitable loan amount, loan term, and repayment schedule.

Loans for people with bad credit

Unlike so many other lenders, we don't run a credit check prior to ensuring that you meet our minimum requirements. We also offer payday loans to people with poor or bad credit that cannot access mainstream credit because we understand our clients and their unique needs.

Changed your mind, No problem

We also offer customers a 5-day cooling-off period during which they can return the capital loan amount and cancel the loan agreement - with no fees and no interest. We've earned a respectable name in the financial services business, our clients recommend us to their family and friends, simply because we care and, it shows. Our staff is available to assist you with your short-term loan application, answer your questions, and make sure you're happy with us.