Cobra Payday Loans

• Quick loans up to £5,000
• Low-interest starting from 49.9%
• Repayment up to 36 months

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Cobra Loans makes it fast and convenient to access quick loans

We don’t just make it easy for you to apply for a loan - we make sure it's as quick as possible!

Have you been denied credit in the past?

If you don’t have a perfect credit score you've likely been rejected by banks or credit unions who base their lending decisions solely on your credit rating. At Cobra Loans we can help people who have been denied credit in the past by offering them access to multiple online lenders - most of whom are willing to ignore a bad credit rating and focus on your ability to repay the personal loan you're applying for.

Find a loan that meets your needs

When you apply for a loan with a single lender you're usually restricted in the terms of how much you can borrow and when you can repay the loan. Why let lenders decide the terms for your quick loan? At Cobra Loans we allow you to decide how much you borrow and when you make repayments by exposing you to multiple lenders.

One application form

We can understand how frustrating it must be to complete an entire loan application only to be denied days later. With Cobra Loans you can find out if you're going to be approved for an instant loan almost immediately and, if one lender says no we'll find one that will say yes - without damaging your credit score or making you complete multiple application forms.

Basic loan requirements

Although the requirements for applying for a same-day loan vary from lender to lender - must have the exact same general requirements. These are that you be over 18, are a resident of the United Kingdom, be employed with the ability to demonstrate a stable monthly income, proof of address, and that you have a bank account, email address, and telephone number.

Some lenders will also require that you earn more than a set minimum per month and that you pass the credit checks. Where you don’t meet one lender's requirements we will try to find another where you do meet their requirements - this is a completely free service to you.

Quick loan application

Our loan application form which we will use to find a loan product that you qualify for and that also meets your needs - will only take you about 2 minutes to complete. If you have any difficulties completing this form you can contact us - we're available 365 days a year!

Cobra Payday Loans is a trusted & reliable provider of quick loans

In our review, Cobra Payday Loans adheres to the compliance criteria in accordance with the Consumer Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Cobra Payday Loans is a registered credit provider in UK: FCA number 802557