Choose Wisely

• Quick loans up to £25,000
• Low-interest starting from 49.7%
• Repayment up to 24 months

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Find a competitive Loan with Choose Wisely

We aim to help inform customers and ensure they choose wisely.

Whether you're looking for a quick loan that can appear in your account in minutes or a loan with next-to-nothing rates - our loan comparison tool can help you find the perfect product in seconds.

We are the loan specialists

With so many lenders and loans available on the market - finding one that meets your needs, that you can qualify for and that offers good rates is easier said than done. This mass of lenders and payday loans has resulted in a mass of credit brokers who have one goal - to get you to apply for a loan that will provide them with the biggest commission.

Choose Wisely is not a credit broker - you can compare loan products immediately without providing us with any of your personal details and we offer a whole-of-market comparison. We also ensure that we remain completely unbiased and allow you to choose how you compare the quick loans on our website.

Using our comparison service will not affect your credit!

Unbiased, fair, and accurate

Once you've arrived at our website you can select the loan type you're interested in, this includes the following:

• Personal Loans
• Credit Cards
• Business Loans

You'll then be directed to a list of lenders - the lenders on the very top are those that offer the best rates which start at incredibly low-interest rates like 3,2% APR - this is hundreds of times lower than most payday lenders you'll come across on the net.

You can then change the way that the loans are listed - from those that offer the fastest online loan application and approval times to those that offer the best service.

You can also click our "find out more" link which will open up a summary of the pros and cons of the specific loan products as well as the eligibility requirements.

Will you be approved

Once you've found a loan that looks good - you can find out your chances of being approved! All you need to do is click on the "find out your chances of approval" link and fill in your details - this is free of charge and, most importantly, will not affect your credit!

If you'd like to apply for a specific loan we've included an "apply now" button next to each loan listed which will take you directly to the lender's website and allow you to make an online application.

Need a quick loan

If you're looking for a loan that can be processed and transferred to your account immediately you should use the "time to apply" option - which will show you, lenders, with the quickest loan application processes, approval, and transfer times.

Choose Wisely is a trusted & reliable provider of quick loans

In our review, Choose Wisely adheres to the compliance criteria in accordance with the Consumer Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Choose Wisely is a registered credit provider in UK: FCA number 730574