Rating based on 35 reviews

UK Loans

Updated
  • Personal loans up to £25,000
  • Low-interest starting from 3.3%
  • Repayment up to 60 months

Table of Contents


UK Loans homepage
Author UK Loans. Screenshot of UK Loans website.
[Accessed May 19, 2023]

About UK Loans

We have been helping UK residents to make better financial decisions.

We are licensed credit brokers. At UK Loans we have made finding a loan easier.

We have award-winning technology

A credit broker is nothing without advanced technology. UK Loans technology allows you to look for a loan in a simple, quick, and safe way. Browsing through our site and calculating your eligibility for different loans will not affect your credit score. We use soft search which does not record what you have been up to unlike calculating your eligibility on a direct lenders site.

Personal loan lenders at UK Loans

We have the best personal loans in the UK. We work with multiply lenders who offer different personal loan deals. So, regardless of the status of your credit score, we can allow finding the best loan for you. You can get a loan from us even if you have a poor credit score, fair credit, or good credit.

UK Loans find you our lowest rate guaranteed

It is so easy for us to get you the best deal because the panel of lenders we work with have different rates and repayment periods on their personal loan deals. We will first analyze your application to determine the offer that will perfectly meet your expectations and your affordability. We work with registered credit providers that practice responsibly lending. Hence, we need to pick the one that suits you to avoid being rejected.

UK Loans Services

Getting a loan with us is so easy and quick because we have the simplest application form.

UK Loans guarantees your safety, we will never use your details against your will. And you will never be scammed while using our site.

Personal loans found on the UK Loans site

A personal loan is a flexible loan tailored to give the borrower freedom and control with regards to how much they borrow and how long they take the amount over. At UK Loans you can apply for a personal loan from £1,000 to £25,000. There are many uses of a personal, you can borrow a short-term loan for home improvements, tying the knot, your dream car, the holiday of a lifetime or simply to consolidate existing debts.

The different types of personal loans

Through the wide range of lenders, we work with, we can provide our customers with a wide range of services. At UK Loans we always strive to deliver to your expectations and more. Choose the personal loan you need between unsecured and secured.

  • Unsecured loans- are usually more expensive since they are not secured by an asset. But they are very useful in situations where it is inconvenient, too costly, or impossible to arrange secured loans.
  • Secured loan- secured against your valuable asset. The money is loaned against the equity the client holds in the property when you fail to repay the lender can forcibly sell your asset to reclaim outstanding amounts if a client can’t repay. They are often cheaper.

UK Loans – Personal loan

  • Loan Type Personal loans
  • Interest Rate from 3.3%
  • Loan Amount up to £25,000
  • Repayment 30 days to 60 months

Benefits of UK Loans

  • Instantly compare loans
  • A safe and secure online platform
  • Get a quick loan decision
  • Choose between a trusted panel of lenders

Personal loan calculator

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The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

UK Loans will get you the best personal loans in the UK

Compare personal loans from leading UK lenders.

Applying for a loan through UK Loans means less paperwork. A single application can meet several lenders.

UK Loans three-step application

  • Make use of our online calculator, to calculate your eligibility for the loan you need. The calculator will also determine your possible monthly installment.
  • Start your application by filling in all your important details and submitting it when you are done.
  • We will take your application and compare it to the variety of our lenders and choose the one suitable for your needs. After we have found it, we will send your application and you will deal with it directly.

Personal loans often have low-interest rates

At UK Loans we always give your loan application to a lender that has the cheapest APR.%. Personal loans offer lower rates and a more manageable repayment structure than other forms of finance such as payday loans or short-term lending. Our application process allows our customers to for a long term ranging from 1 – 60 months.

Improve your chances of being accepted

  • Have a current account that you manage well, meaning you do not go on overdraft.
  • Use direct debit to pay bills. Pay all your bills on time.
  • Avoid moving jobs and houses because it can affect your credit rating. you should prove to lenders that you are stable and reliable.
  • Get yourself in the electoral register because it tells the government where you live.

Apply at UK Loans

At UK Loans we believe that credit brokers should be easily accessible to people. Hence, we are found all over social media apps. Visiting our website is also the best way of being in contact with us. Or call us during working hours on weekdays. Follow us on Facebook Twitter, Instagram, Google Plus, LinkedIn, and YouTube to learn a lot about our services and how we operate.

man holding thumbs up

UK Loans is a trusted & reliable provider of personal loans

In our review, UK Loans adheres to the compliance criteria in accordance with the Consumer Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ UK Loans is a registered credit provider in UK: FCA number 723672

Customer Reviews & Testimonials

October 2019

UK Loans helped me get a cheaper personal loan

Bryn O
— London —

August 2019

It’s amazing how UK Loans have simplified the process of loan hunting

Angelo J
— England —

UK Loans Contact

Physical Address

Opening Hours

  • Monday 09:00 – 18:00
  • Tuesday 09:00 – 18:00
  • Wednesday 09:00 – 18:00
  • Thursday 09:00 – 18:00
  • Friday 09:00 – 18:00
  • Saturday – Closed
  • Sunday – Closed