1st Stop

1st Stop was established in 2004.

At 1st Stop, we offer a range of financial products to people who were unable to receive financial help from high street lenders.

We put effort into our service

At 1st Stop Group, we pride ourselves on being able to bring change to people’s life. In 2020 we won a Platinum Trusted Service award. And this is good news to us because it shows that our teams’ hard work over the years to ensure that we continuously offer online loans that are fit for purpose is being recognized.

We have Financial Regulatory Responsibility

At 1st Stop Group, we know that we also have an opportunity to demonstrate moral responsibility and ethical practices in all areas of our business. Hence, we provide a range of suitable loan products and provide excellent customer service levels. But most importantly is that we are responsible lenders. We will never give you a quick loan that is more than what you can afford, or rather above your monthly income.

We offer excellent customer service

1st Stop Group has a process that allows us to take a ‘real human’ view of your application rather than relying solely on credit scoring. Taking time to understand your personal circumstances is what enables us to provide an excellent customer experience. We also offer second chances to those u have experienced credit problems in the past.

At 1st Stop we know that we are different, we have different financial statuses and needs. Hence, we have loans that are designed to suit every person.

1st Stop Group loans are easily accessible because the application can be done online. You can use 1st Stop Group loans to turn your plans and dreams into reality.

Unsecured personal loan at 1st Stop Group

At 1st Stop Group, we can borrow you a personal loan from £2,000 to £15,000 subject to your personal circumstances. You can use a personal loan for various reasons, including buying a new car, redesigning your kitchen or thinking of consolidating your existing debts. With 1st Stop Group, you will be charged 30.8% APR Representative (fixed).

Get funds into your account 

At 1st Stop Group, we do not keep you waiting. Once you are fully approved, we ensure we give you what is due to you in an instant. We are fully aware that when you need a loan, you need the funds as quickly as possible.

You can settle your loan anytime

Not everyone enjoys having a debt. If you are one of those people, you are allowed to settle your loan anytime. However, before settling it, you should inform us through phone, email, or letter stating the date that you wish to settle.