Rating based on 57 reviews

TSB Bank

Updated
  • Home loans up to £25,000
  • Low-interest starting from 3.9%
  • Repayment up to 84 months

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TSB Bank homepage
Author TSB Bank. Screenshot of TSB Bank website.
[Accessed May 19, 2023]

About TSB Bank

Are you about to start your journey and need a house to call your home?

Are you ready to get that home loan and become a proud homeowner? With TSB Bank, the mortgage you can afford is only a click away. They pride themselves on giving you the best-fixed rate possible. This means you will pay a fixed interest rate throughout your whole mortgage. Sounds like a great offer, right? With TSB Bank that is exactly what they do.

By being able to borrow 95% of your property value or your purchase price (lowest one), and you only need to contribute a minimum of 5%, you can be sure that you won't find a better deal elsewhere. 

With their recent achievement of What Mortgage Awards for Best Fixed Rate Mortgage Lender 2020 and 2021, and best Direct Lender 2021, you know you have found the best in the business!

Choose smart with a TSB Bank mortgage

With TSB Bank, a qualified mortgage broker is just a call or a click away. Giving you the best service possible is their main objective. Their site even supports font size and magnification so you know there is no fine print. They have your back right from the start.

Apart from being able to assist you online or telephonically they also have an easy-to-navigate branch locator should you choose to see one of their advisors face-to-face. With the branch locator, you will also be able to find the best accessible branch nearest to you.

All of TSB Bank's branches are part of the Hidden Disability Sunflower lanyard scheme. They know that sometimes access for disabled people is limited and so they have made it possible for everyone to be able to gain access to a branch.

TSB Bank Services

Whether this is your first home, you are moving to a better home, remortgaging, or even buying to let, TSB Bank has the best home loan option for you.

At TSB Bank they know that for first-time buyers, the process sometimes is daunting. With that being said, they have been there for many first-time buyers and helped them to make their dreams a reality in the most convenient ways possible.

First-time buyer comes with a few benefits like: 

  • Less of a chain.
  • Stamp duty relief.
  • Help-to-buy schemes and other forms of affordable housing.

They are always on your side to offer guidance on the range of mortgages they offer for first-time buyers. They will help you find the mortgage you need to buy your dream house today!

With TSB Bank's helpful tools and calculators, you can easily and conveniently calculate how much your maximum home loan borrowing power will be and how much your repayments will be. Make use of their easy-to-use mortgage calculator online.

First-time buyer mortgage deals

With TSB you can enjoy choosing between various fixed-rate options. They have 2, 5, or 10 year fixed rate repayment options that will allow your payments to stay fixed for the term. They also offer a 10-year fix and flex rate that will allow you flexibility and enable you to enjoy a flex rate after 5 years of having your home loan. 

TSB Bank – Home loan

  • Loan Type Home loans
  • Interest Rate from 3.9%
  • Loan Amount up to £25,000
  • Repayment 12 months to 84 months

Benefits of TSB Bank

  • Receive your loan on the same day
  • Get a personalised loan quote
  • Apply for a repayment holiday

Get the home loan you deserve with help from TSB Bank

All you have to do is make the decision today to start making your dreams a reality.

It starts there and with the helpful and expert advice from the team at TSB Bank, you will have the best advice in your corner every step of the way. Don't delay.

The benefits of taking a home loan with TSB Bank:

  • Best fixed rates on the market.
  • An easy and convenient application process.
  • Expert advisors are there for you.
  • Trustworthy and transparent home loan advice.

Apply for a home loan to start your journey with TSB Bank

Before you apply you need to know the following:

  • You must be 18 years or older
  • Even with a joint mortgage application, you can apply for the mortgage on your own
  • Get an agreement in principle before you find your dream home

With that being said, here is what you will need to apply for your home loan:

  • 3 months payslips.
  • 3 Months' bank statements.
  • If you have an existing mortgage, your last year's mortgage statements.
  • Any repayment vehicle details when applying for an interest-only mortgage.
  • If self-employed, last 2 years finalized figures.
  • Details on any other loans you currently have including student or car loans.

Steps to apply:

Step one:

Go to their website and calculate what your borrowing power will be.

Step two:

After you have established what your borrowing power will be, complete the application section as accurately and honestly as possible, supplying all supporting documentation needed.

Step three:

TSB Bank will let you know how much borrowing power you have and arrange for you to meet with one of their friendly expert advisors at your nearest branch to seal the deal.

man holding thumbs up

TSB Bank is a trusted & reliable provider of home loans

In our review, TSB Bank adheres to the compliance criteria in accordance with the Consumer Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ TSB Bank is a registered credit provider in UK: FCA number 191240

Customer Reviews & Testimonials

May 2021

We could not have chosen better. The team at TSB Bank treated us so well and their fixed interest rates have made our dream a reality in no time.

Jones S
— Glasgow —

June 2021

Going about getting a home loan with TSB Bank was probably the best decision we could make. They are a friendly and helpful team.

Williams R
— London —

October 2021

Buying our first home was such a stressful thought. We kept delaying until a friend told us about TSB Bank. Big was our surprise when we realized how easy and stressless it was.

Jones H
— Birmingham —

TSB Bank Contact

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