Rating based on 85 reviews

HSBC Mortgage

Updated
  • Home loans up to £1,000,000
  • Low-interest starting from 3.4%
  • Repayment up to 30 years

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Author HSBC. Screenshot of HSBC website.
[Accessed May 19, 2023]

About HSBC

Serving more than 40 million customers and covering 64 countries, HSBC has surely made its mark in the banking world.

Deciding to get a home loan from them is a step in the right direction. Their legacy speaks for itself. Their global businesses include Wealth and Personal Banking, Commercial Banking, and Global Banking. They strive to bring you the best in service and products, including mortgages.

Get a mortgage from one of the largest banks 

Bringing opportunity to their customers is their purpose. By using their unique know-how and capabilities, they can offer their customers products and services that are unequaled in the banking industry, including mortgages. By bringing people, ideas, and capital together they inspire growth and progression and they are helping to create a better world for everyone.

Created on 1 July 2018 they have been working endlessly to keep transforming the way they operate to make things easier. They provide the perfect home loans for first-time buyers and make it their mission to help them achieve financial freedom.

HSBC offers comprehensive home loans

HSBC gives its clients an all-embracing home loan service. Comparing mortgage rates and giving you access to the home loan you can afford at a great rate. The people at HSBC treat all of their customers with personal service that will be hard to find anywhere else. They understand that with a little push in life dreams can come true.

Choose HSBC for your mortgage

Whether it is your very first home or you are moving house, the home loan you need is out there for you. By getting a mortgage from HSBC you are not only buying a home but also becoming part of their helping legacy.

HSBC Services

Through every single step of the way, HSBC covers every part of the home loan process to guarantee that you understand everything.

By doing this they help you to decide which mortgage option will be best suited to you. They also understand that when it comes to buying a home, everything needs to be clear.

Best rate home loans in the UK

Whether it's a variable or fixed-rate home loan that you are looking for to purchase your very first home, HSBC has different options for you to choose from. They have 3 year and 5 year fixed-rate home loans for you to consider. 

When buying your first home it is always good to find out what your Loan to Value will be. This means that you can work out the ratio between your home loan amount and the value of your property as a whole. A low loan to property value ratio means that you will likely have lower rates than with a higher loan to property value ratio.

How to know your home loan is right for you

Before applying for your first mortgage you will be in a better position to make informed choices when you know how much borrowing power you have. If you have a clear picture of how big your maximum home loan amount can be, you can make searching for your dream home easier. HSBC has put together some very handy tools and calculators intended for this purpose.

Home loan calculators are great tools

Their quick home loan calculator allows you to determine, according to your circumstances, how much you can borrow. Figuring out if your mortgage is financially right for you when it comes to repayments, they have added a home loan repayment calculator as well. They take the guesswork out of the equation so you are sure. 

HSBC – Home loan

  • Loan Type Home loans
  • Interest Rate from 3.4%
  • Loan Amount up to £1,000,000
  • Repayment 5 years to 30 years

Benefits of HSBC

  • Get a quick loan decision
  • Fast access to funds
  • Make overpayments with no extra charge

Flexible, affordable and reliable home loans from HSBC

Before you start the process of applying for your home loan, it is highly advisable to get an agreement in principle.

This means that you get an agreement on the amount that you qualify for before you buy your home. Once you have your agreement in principle you are ready to start your journey on searching for the home of your dreams. As soon as you have found it, you can begin with your home loan application.

Register for your online mortgage application

You need to create an online loan profile from the application link on their website. When you have done this you will need the following documentation to accompany your home loan application: 

  • Your proof of identity.
  • Proof of your current address.
  • Proof of your income with 3 months' bank statements.
  • Proof of your expenses.

For your home loan application to be processed sooner, you need to make sure you have access to all of these documents and any other relevant documentation that they may need. 

Your home loan is almost done

Buying your first home is one of the biggest accomplishments in every person's life. Having a team like HSBC on your side makes things easier. They will guide you and be there for you every step of the way. When your home loan application has been approved and signed you are ready to get your keys and take possession of your brand new home. 

With all that HSBC has accomplished in their time in the trade, it is fair to say that they know how to help you when it comes to home loans. Leap today and apply for a mortgage from a company that cares about your future.

Why you should choose HSBC for your mortgage

  • They offer a comprehensive home loan
  • Their professional service is unmatched.
  • They do all the hard work for you.
  • You can compare home loans in minutes.
  • They offer fast access to funds.
  • You can make overpayments on your home loan at no extra charge.

Customer Reviews & Testimonials

July 2021

When a friend told us about the amazing home loan deals from HSBC, we simply had to see for ourselves. We were pleasantly surprised to find that they do go the extra mile in everything they do. W...

Taylor J
— Bristol —

April 2020

Buying your first home is a big deal. The team from HSBC made it their mission to make the whole application so easy. They were supportive through it all. We can now call ourselves homeowners wit...

Smith P
— Cardiff —

March 2021

We decided to apply for our first mortgage from HSBC upon a referral from a family member. The excellent service we received made the whole home loan process so quick, easy, and stress-free. It w...

Davies J
— Glasgow —

HSBC Contact

Physical Address

  • First Floor, 141 Bothwell Street Glasgow Scotland G2 7EQ United Kingdom
  • Get Directions

Opening Hours

  • not available