M&S Bank

• Credit cards up to £1,200
• Low-interest up to 21.9%
• Repayment up to 31 months

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Get a range of insurance offers with M&S Bank

They have a selection of insurance products underwritten by various providers including Home insurance – Aviva, Car insurance – BISL, Travel insurance – Aviva, Pet insurance – RSA, Life insurance - HSBC Life, Bureaux de change, etc.          

Building a better future for you and your family

Discover quick and easy ways with M&S Bank to make your money go further

Access funds now and repay them with a monthly installment

They have multiple loan solutions for your every need whether it is to buy a vehicle, home renovations, wedding purchases, or debt consolidation.

Get a credit card with M&S Bank

Get rewarded for spending with Marks and Spencer with vouchers and offers by getting one of their Mastercard-branded cards. You can use their online eligibility checker that will help you see if you will qualify for a credit card in the UK with them without affecting your credit score. All you need to do is to provide them with some basic information.

Benefits of getting a credit card with M&S Bank

• The flexibility to cover unexpected expenses and surprise costs that come your way – such as vehicle repairs for instance.
• You can enjoy a 0% interest period on purchases
• Security systems monitor your credit card and protect you against fraudulent purchases should your card be lost or stolen.
• You can use the credit card to build a credit score that can help you prove to future lenders that you are a reliable borrower. This could be helpful when applying for a mortgage or vehicle finance, this might also help you to get better interest rates.
• At M&S Bank, you'll earn reward points on all of your spendings which they will convert into M&S vouchers for you to spend in-store or online at M&S. They also offer bonus points at different times during the year.
• You can use your credit card to make payments in over 43 million outlets worldwide
• Get a credit card that is suitable for your personal requirements. They have different credit cards that offer different benefits. Pick the card that best meets your needs by considering how you plan to use a credit card. 

Get rewarded for shopping with these credit card offers

M&S Credit Card Shopping Plus offer

Earn M&S points every time you shop with 0% interest for 20 months (2.9% fee applies, minimum £5)

M&S Credit Card Transfer Plus offer

Earn M&S points every time you shop with 0% interest on balance transfers for 29 months (2.75% fee applies, minimum £5)

M&S Credit Card Rewards offer

Earn double M&S Points on all your M&S shopping for the first 12 months with 0% interest on shopping for 12 months and 0% interest on balance transfers for 12 months (2.9% fee applies, minimum £5)