Zuto Car Finance

• Car loans up to £31,700
• Low-interest starting from 9.0%
• Repayment up to 5 years

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Zuto has the best deals on vehicle finance

If you are having trouble or need to ask something you can request that we call you back. Reasons you should take finance with us includes:

1. You can go to the dealer knowing already how much you can afford and already have the clearance for that money you need, you can negotiate from a position of strength.
2. You get more options with us, making it more likely that you will get a deal that suits you. Car dealerships usually only offer a limited selection of deals.
3. We can give you an answer within seconds with our online application, saving you hours of sitting in the dealer’s office working out the deal and negotiating.
4. We help you negotiate with the deal and assist with the paperwork.
5. If you have been approved for finance and have not yet got a car in mind, we can help you from a list of reputable dealers, you may choose a vehicle from any reputable dealership.
6. If you are in an IVA you may apply, but you will not get the best rates available. The same applies to DMP, you may apply and you will probably get finance, but the rates will be less attractive than those with a good credit score.
7. In the case of a CCJ, if you paid the full amount within a month you can get the judgement removed from the record, if you paid it after a month you can get it marked as ‘satisfied’ in the register, you will need to contact the court and provide proof of payment to have the changes made, there will be an admin fee of typically 15 pounds, if the CCJ was a long time ago it might be a good idea to check what is recorded, this check will usually cost you 4 pounds, if the information is wrong you can contact Trust Online, who will check the details with the court.
8. If you do not receive an answer quickly, do not worry, sometimes our lenders require a little time to look over your application, especially if you applied outside of normal working hours.

We have some attractive extras

• No broker fees for you to pay
• Free car history check
• Free valuation on the vehicle
• Buy from our verified dealers
• Get a free no-obligation quote
• Easy online loan application that will not take up your time
• We can offer finance for car, vans, motorcycles and touring caravans
• You do not have to have a good credit history to apply
• If your bankruptcy has ended you may apply, it is recommended to wait 12 months before trying to get credit
• If you have a DMP, IVA or CCJ you can still apply, but optimal rates will not be offered
• We do a soft search on your credit check, this means it will not affect your credit score
• You can get car finance if you are self-employed
• Optional deposit

Zuto is a trusted & reliable provider of car loans

In our review, Zuto adheres to the compliance criteria in accordance with the Consumer Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Zuto is a registered credit provider in UK: FCA number 452589