Sainsbury's Bank Loan

Access the best car loan deals in the UK.

Sainsbury's Bank is proud to say that they are the UK's first supermarket bank and they are proud of this legacy. With everyone being welcome at the Sainsbury's Bank they offer equal opportunities to all their employees, promoting diversity and inclusion in the communities they serve.

On 19 February 1997 as a combined venture between J Sainsbury plc and Bank of Scotland, they began to trade. Full ownership of the bank was taken by Sainsbury's in January 2014. They offer a wide range of financial products including credit cards, savings, and car loans, as well as insurance.

They offer their customers low-interest car loan deals and rewards for choosing to bank with them. With their award-winning products such as credit cards, home, pet, travel, and life insurance and their savings and short-term loans, car loans, and much more. 

The car loan for you is only a click away 

Do you need a new set of wheels? Have you had your eye on beauty for a while now but finances don't seem to work out as planned? Or maybe that extra space for the baby's car seat is what has you looking for a bigger car.

Whatever the reason may be, the team at Sainsbury's Bank knows that nothing lasts forever. Getting the car you need is within reach with a car loan from Sainsbury's Bank. By choosing to take out vehicle finance to purchase that new set of wheels, you can soon be driving off in your new car in no time.

With the option of borrowing between £1,000 and £40,000 for Netcar members and between £1,000 and £25,000 for non-Netcar members, you can access the low-interest car loan you need.

With a car loan from Sainsbury's Bank, you can be driving your dream car sooner than you think.

They have a range of exciting reasons why choosing them is the best option. You have the choice of repaying your loan over 1 to 7 years with manageable and fixed monthly installments.

With their no application or arrangement fee, you can save even more. On acceptance of your application, they guarantee that you get your money in record time. Ranging from just 2 hours to the very next business day, that sure is quick.

Want to know how much you can borrow

With Sainsbury Bank's easy-to-use car loan calculator, the guesswork is eliminated from the deal. You can find out exactly how much you can borrow and what the interest will be on your car loan amount. You will also see what your monthly repayments will be without harming your current credit score.

Things to consider when applying for a car loan

• The numerous ways to pay for your new car.
• The running costs of your new or used car.
• Car insurance options.
• If buying a new or used car will be better for you.

Sainsbury's credit card offers

Sometimes managing big expenses is better done through a credit card and provides the extra benefit of purchase protection. By applying for a Sainsbury's credit card you accumulate 3 Netcar points for every £1 that you spend at Sainsbury's, Argos, Habitat, and Tu Clothing. You also collect 1 point per £5 you spend elsewhere.