Midland Credit

We have helped many people living in the UK buy the car they want from the dealer they want. We are all about empowering you to have what you what when you want it, and cars are a great start.

We consider everyone for our car finance options. If you are self-employed with an inconsistency income, we will still consider you. If you are CCJS or IVA’S, have defaulted or have a poor credit record, we will still consider you. Most of us need a vehicle and we understand this, so we consider everyone.

Affordable loan services

We do not charge a fee to apply, nor do we have an admin fee. All the cars we finance will get an HPI check done on it to ensure the car can be sold. We have everyone’s safety in mind and the intention to make your car choice a good one. We do not require a deposit, after all, we want to enable everyone to drive their own car.

Our handy car finance calculator will give you an idea of what you can expect the interest rates to be and how much your monthly instalments will be, you can change the months until you are happy with the monthly payments required, but remember the calculator is only a guide.

Car loan ranges

You can choose between 12 and 60 when deciding how much you want to borrow and how long you need to pay it back. We offer personal loan amounts between 3,000 pounds and 50,000 pounds; you have no need to worry. The final amounts will only be determined once you have applied, you have nothing to lose by trying and everything to gain if successful.

We only provide finance for vehicles from a registered dealer. This provides security, giving you safety and protection if things go wrong.

We do not finance vehicles older than 10 years of age or vehicles that have millage over 120,000 miles on the clock. Buying a car or vehicle is an investment, high mileage or old vehicles do not make good investments.

The benefits of our service

• We offer car finance and car leasing
• Finance for those that are self-employed
• Van finance and caravan finance
• Car warranties
• Everyone may apply, good credit, bad credit and even somewhere in between, we will aim to get you driving.
• You can get any amount between 3,000 pounds and 50,000 pounds, depending on what you qualify for.
• We do a credit check, however, you shouldn’t worry, as we specialize in helping less ideal credit history customers.
• Once all the payments have been paid the car will be yours and you will be the proud owner of a car.
• If you are battling to find the car or vehicle you want, we will gladly help you find it with our extensive range of contacts, it’s important you have what you want at a good price.
• A deposit is not required when getting finance through us.
• Applying online will only take you two minutes or you can call us, we respect your time.
• Even if you have been rejected elsewhere you can still apply with us.

We even try to beat the great rates you might have received from other finance companies