AA Loans

• Bad credit loans up to £25,000
• Low-interest starting from 3.9%
• Repayment up to 7 years

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Get a bad credit loan from AA Loans can help you take control over your finances

Bad credit loans are loans that can be accessed by a lender, despite a poor credit report.

Generally speaking, a bad credit loan will tend to cost you more in interest. This is because a lender is taking on a greater risk by loaning to an individual who has a bad payment history.

AA Loans loan costs

AA Loans provides you with the option to take out a debt consolidation loan which will allow you to get a grip on your finances. They offer personal and bad credit loans of between £1,000 and £25,000 with a Representative APR of 3.9% 

The financial future

AA Loans has products and services that have been made to provide their clients with profound and effective online loans, which is accomplished by offering financial solutions that meet the individual complex needs in reasonable ways. They don't believe that debt is the end, it's more like a road that leads to change and the beginning of something much better.

Perks of the AA Loans

• AA Loans does not provide direct bad credit loans, but they will introduce you to the Bank of Ireland
• Their lowest Representative of 3.9% APR is valid to customers based on their status, thus causing a difference in the rates
• You can take out a short term personal loan of between £1,000 and £25,000
• Consolidate your debts by replacing all high-interest debts with one single larger loan at a lowest combined interest
• Lower your monthly repayments with a debt consolidation loan
• Repayment terms of 1 to 7 years
• 14-day interest-free period
• Apply online and get to make an instant decision
• Once your duly signed agreement form has been received, they will progress your bad credit loan within 2 working days
• Fixed monthly payments
• AA Loans charges no arrangement or set up fees for our bad credit loans

Requirements for a bad credit loan

To qualify for a quick cash loan with AA Loans you must be over the age of 21 at the end of the loan agreement. You must also have proof of being a UK resident for the past 3 years or more. They will require you to have an annual income of + £12,000 as well as no history of CCJ or IVA and have a bank account that supports direct debits.

AA Loans will then run a credit check to see if you qualify for a bad credit loan with them. If it is that your credit score is below their required threshold they will, unfortunately, have to decline your application.

Turn your situation around

Should you apply for a quick online loan at a high street bank and be turned down, AA Loans will advise you to wait for at least 6 months before reapplying. If you cannot wait that long, you can make an application with AA Loans and they will gladly help you where they can. Get a bad credit loan from AA Loans and turn your situation around.

Customer-friendly approach

Their customer-friendly system is the center of their business and every financial service and product they offer. AA Loans aim to help their clients achieve their financial freedom and become debt-free. Their range of finance and credit solutions is tailored to help their clients who are struggling with debt.

AA Loans is a trusted & reliable provider of bad credit loans

In our review, AA Loans adheres to the compliance criteria in accordance with the Consumer Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ AA Loans is a registered credit provider in UK: FCA number 7022885