1Plus1 Loans

• Bad credit loans up to £10,000
• Low-interest starting from 47.8%
• Repayment up to 60 months

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Get a reliable bad credit loan at 1Plus1 Loans

1Plus1 Loans conform to the highest standards of service in taking care of its customers. 

1Plus1 Loans have the option to apply for a loan online where clients, through a click of a mouse, can access loans. These bad credit loans payout in double-quick time with finance experts treating every application with quick turnaround times. Interest rates on bad credit loans online are pegged at  47.8%. Clients can loan amounts of up to 10, 000 with repayment periods of between 12 to 60 months.

1Plus1 Loans` online loan calculator speeds up the process of accessing or granting bad credit loans.  All the client does is place into the required field the amount they want to borrow, the projected interest rate, and repayment term. The calculator will then calculate the installment and capital to be paid back on the loan.

Helping with unsecured debt consolidation loans

1Plus1 Loans offers unsecured debt consolidation loans to bad credit loan clients battling to pay their debt. Consolidation loans allow clients to combine debt payments  – credit cards, store cards, overdrafts, or loans – into one payment.

This can reduce total repayments on any outstanding debts that allow clients to potentially save money. Before offering a client a loan for debt consolidation, 1Plus1 Loans will look at outstanding debt and credit history.

They are among the most competitive providers of bad credit loans when it comes to pricing in the marketplace. As a responsible lender, they make sure that they only provide loans to clients who can afford them. Therefore each bad credit loan client needs to verify income and expenditure when applying for loans.

Advantages of unsecured debt consolidation loans

• Clients can settle multiple debts in one manageable monthly repayment
• Clients can find a lower interest rate to reduce the total interest paid on outstanding debts
• Regular, manageable repayments could help clients improve credit rating
• A single loan can be easier to manage than several repayments made to different lenders

Top-UP loans give bad credit loans clients a boost 

Clients who are good payers and who have a proven track record of controlling finances can apply for a Top-UP loan through the credit lender. This allows customers the option to borrow more cash during the term of their existing loan. A Top-up Loan can be used for the cost of home improvements or an urgent holiday.

1Plus1 Loans would be only happy to help if one-third of a customer’s payments have been made or the monthly repayments on other loans have been met. Any additional borrowing is subject to meeting the lender’s creditworthiness and borrowing policies.

1Plus1 Loans is a trusted & reliable provider of bad credit loans

In our review, 1Plus1 Loans adheres to the compliance criteria in accordance with the Consumer Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ 1Plus1 Loans is a registered credit provider in UK: FCA number 717767